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Zopa: Smart Saver reviews

Name: Smart Saver
Rating: 4.94 (8039 reviews)

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4.94

Based on 8,039 reviews, last reviewed 10th Mar 2026

81200% increase in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

The app is very easy to navigate and understand. The app is very easy to navigate and understand. The interest rate on savings is very competative. Reviewed on: 10th March 2026

Latest lowest rating:

1

Very poor customer service. The financial product is as good as any other financial provider, however, their customer service is appalling. You get cut off or passed from person ... Read more Reviewed on: 17th November 2025

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About this product

Zopa Bank have an instant access savings account called Smart Saver.

Smart Saver can be opened with just £1 and you can split your savings into personalised pots using the Zopa Bank app. You can save up to £250,000 across Smart Savings Hub pots.

Zopa Bank Smart Saver account reviews help you find out what it’s like to be a customer. If you’ve used Zopa Bank before, you can also leave a review and share your experience.

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Zopa Smart Saver reviews (8039)

Nearly perfect.

What I need is an account that earns the best interest, is accessible and simple to use the app. Zopa was perfect for me, but I had one issue. There was a problem with the app when I needed money out. The support I contacted didn't seem too concerned. Reviewed on: 28th February 2025

Excellent savings rate and easy to use via the App...

Excellent savings rate and easy to use via the App Reviewed on: 28th February 2025

Love the boosted smart saver pots.

Love the boosted smart saver pots. Reviewed on: 28th February 2025

Easy money in and out.

Easy money in and out. Excellent savings rate. Reviewed on: 28th February 2025

Everything was really easy to set up on line and the...

Everything was really easy to set up on line and the interest rate is better than any other I could find l Plus you get interest on your current account Reviewed on: 28th February 2025

Great interest rate and easy to manage

The ease with which you can move money from your main current account with another bank into Zopa’s savings account and withdraw it equally easily makes Zopa a really attractive option. Add to that, their attractive interest rate and the ability to divide your savings into pots makes choosing Zopa a no brainer. Reviewed on: 28th February 2025

An easy account to open and to operate.

An easy account to open and to operate. Transfers in or out are swift, interest rates are good Reviewed on: 28th February 2025

Zopa provides an excellent banking and savings.

Zopa provides an excellent banking and savings service that is easy to understand, set up and access. Its innovative and offers good interest and communication. Reviewed on: 28th February 2025

The app is very modern and works well.

The app is very modern and works well. Support is responsive. They provide good rates for savings along with features that help save through the app Reviewed on: 28th February 2025

I have a zopa account ,credit card and visa and I ha...

I have a zopa account ,credit card and visa and I have got rid of my barclays account as I find it easier to use Reviewed on: 28th February 2025

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