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Zopa: Smart Saver reviews

Name: Smart Saver
Rating: 4.82 (8146 reviews)

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4.82

Based on 8,146 reviews, last reviewed 7th May 2026

88% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Easy, does what is says on the tin and it is possibl... Easy, does what is says on the tin and it is possible to speak to someone if needed. Reviewed on: 7th May 2026

Latest lowest rating:

1

Very poor customer service. The financial product is as good as any other financial provider, however, their customer service is appalling. You get cut off or passed from person ... Read more Reviewed on: 17th November 2025

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About this product

Zopa Bank have an instant access savings account called Smart Saver.

Smart Saver can be opened with just £1 and you can split your savings into personalised pots using the Zopa Bank app. You can save up to £250,000 across Smart Savings Hub pots.

Zopa Bank Smart Saver account reviews help you find out what it’s like to be a customer. If you’ve used Zopa Bank before, you can also leave a review and share your experience.

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Zopa Smart Saver reviews (8146)

I find the Zopa app excellent.

I find the Zopa app excellent. It's so easy to use. Transferring money is instantaneous. I like having the individual savings pots and the interest paid each month. Reviewed on: 3rd April 2025

New account - brilliant so far.

Opened account due to offer of regular savings account. All gone incredibly smoothly so far - easy to use, and am looking forward to using the accounts moving forward from here. Reviewed on: 3rd April 2025

Very easy platform to use and great rates

Very easy platform to use and great rates Reviewed on: 3rd April 2025

App very easy to use, great customer service.

App very easy to use, great customer service. Reviewed on: 3rd April 2025

Easy and simple for everyone

Easy to use simple terms interest added monthly so you can see the rewards of saving and suits all budgets even in these hard times Reviewed on: 3rd April 2025

Fabulous intrest rates , even better than Chase !

Fabulous intrest rates , even better than Chase ! Reviewed on: 3rd April 2025

Happy Saver

Good rates , easy to use app , reliable no complicated jargon user friendly . I like the fact you can have seperate accounts for different savings and they are easy to open Reviewed on: 3rd April 2025

The smart saver hub for all your saving needs

The smart saver hub offers a number of options for easy access, fixed term and ISA savings that can be picked and setup easily all offering good rates. The star is the regular saver offering 7.5% Reviewed on: 3rd April 2025

.Good rates for savings

I originally had a Zopa loan and then started saving with them. They have good rates for savings. Reviewed on: 2nd April 2025

Zopa Saver

Zopa are great. Good interest rates and you can separate your cash into pots to save for different things Reviewed on: 2nd April 2025

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