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Zopa: Smart Saver reviews

Name: Smart Saver
Rating: 4.94 (8042 reviews)

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4.94

Based on 8,042 reviews, last reviewed 13th Mar 2026

81300% increase in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

95%

Latest highest rating:

4

Moving money from save to current account I wish I could move money from my primary savings into my biscuit bank account without having to do a withdrawal Reviewed on: 13th March 2026

Latest lowest rating:

1

Very poor customer service. The financial product is as good as any other financial provider, however, their customer service is appalling. You get cut off or passed from person ... Read more Reviewed on: 17th November 2025

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About this product

Zopa Bank have an instant access savings account called Smart Saver.

Smart Saver can be opened with just £1 and you can split your savings into personalised pots using the Zopa Bank app. You can save up to £250,000 across Smart Savings Hub pots.

Zopa Bank Smart Saver account reviews help you find out what it’s like to be a customer. If you’ve used Zopa Bank before, you can also leave a review and share your experience.

Zopa Smart Saver reviews (8042)

Review of the Zopa, Smart Saver:

Flexible, high interest, easy to use banking app

Perfect for all your savings goals Reviewed on: 6th April 2023

Very pleased with banking services provided and savi...

Very pleased with banking services provided and savings rates Reviewed on: 28th February 2025

Easy to use app and good interest rates

Easy to use app and good interest rates Reviewed on: 28th February 2025

Zopa is a great app highly recommended it

Really enjoy all the options Zopa provide when saving my money Reviewed on: 28th February 2025

their products are excellent

We have been with Zopa for a few years and their products have been excellent Reviewed on: 28th February 2025

Zopa is the best bank I have ever used

Zopa is the best bank I have ever used Reviewed on: 28th February 2025

Easy to save via the credit card app

Easy to save via the credit card app Reviewed on: 28th February 2025

My experience with Zopa has been excellent.

My experience with Zopa has been excellent. It was super easy to set-up and the app is very user-friendly. I love that you can use boosted pots to get higher interest rates too. Reviewed on: 28th February 2025

ZOPA Bank Savings

Goods rates of interest to be had, very quick and easy to transfer monies between your in house accounts and to export to outside accounts. I have very often recommended ZOPA when talking to friends about savings and interest rates. Reviewed on: 28th February 2025

Very simple to use.

Very simple to use. App is great. Reviewed on: 28th February 2025

saving with Zopa is so easy

saving with Zopa is so easy, the app is clear to navigate and so easy to add and take out funds at the click of a button Reviewed on: 28th February 2025

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