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Zopa: Smart Saver reviews

Name: Smart Saver
Rating: 4.82 (8146 reviews)

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4.82

Based on 8,146 reviews, last reviewed 7th May 2026

84% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Easy, does what is says on the tin and it is possibl... Easy, does what is says on the tin and it is possible to speak to someone if needed. Reviewed on: 7th May 2026

Latest lowest rating:

1

Very poor customer service. The financial product is as good as any other financial provider, however, their customer service is appalling. You get cut off or passed from person ... Read more Reviewed on: 17th November 2025

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About this product

Zopa Bank have an instant access savings account called Smart Saver.

Smart Saver can be opened with just £1 and you can split your savings into personalised pots using the Zopa Bank app. You can save up to £250,000 across Smart Savings Hub pots.

Zopa Bank Smart Saver account reviews help you find out what it’s like to be a customer. If you’ve used Zopa Bank before, you can also leave a review and share your experience.

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Zopa Smart Saver reviews (8146)

Very helpful and good savings rates

Very helpful and good savings rates Reviewed on: 28th February 2025

Saving has never been easier.

Saving has never been easier. You control your account from your phone with a user friendly app. Brilliant. Reviewed on: 28th February 2025

Love the app easy to track money and really easy to...

Love the app easy to track money and really easy to borrow when needed , like the boosted pots to save you from unneeded dipping Reviewed on: 28th February 2025

No Fuss Savings

Great app, easy to use and understand, no fuss savings Reviewed on: 28th February 2025

Easy to interact with, always able to look at your m...

Easy to interact with, always able to look at your money activity at all times. Reviewed on: 28th February 2025

Great interest rates and easy to open accounts.

Great interest rates and easy to open accounts. Neat App, simple to use and easy to move money between accounts. Good communication via email etc giving information regarding changes to accounts, conditions or rates. Reviewed on: 28th February 2025

In my experience Zopa is developing financial servic...

In my experience Zopa is developing financial services in a far more innovative and rapid way than the more traditional banks. Reviewed on: 28th February 2025

Excellent modern day banking!

Easy to use app. Great savings rate. Couldn’t be simpler. Reviewed on: 28th February 2025

Good rates, easy to use app, great customer service.

Good rates, easy to use app, great customer service. Get regular updates and notifications. Good as a bank and current account and as a savings account. Reviewed on: 28th February 2025

Good product

Great for regular savers, highly recommended. Reviewed on: 28th February 2025

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