Smart Money People Logo

Zopa: Smart Saver reviews

4.94
Based on 8,041 reviews, last reviewed 12th Mar 2026
81300% increase in 5 star reviews
in the past 90 days
100% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
95%
See only 4 star reviews
5%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Excellent Banking Service with Great Rates Very quick simple to use and great savings rates with easy access pots makes managing your money efficiently and simply and your money is always acces... Read more Reviewed on: 12th March 2026
Annette Y's avatar
Annette Y

Latest lowest rating:

1

Very poor customer service. The financial product is as good as any other financial provider, however, their customer service is appalling. You get cut off or passed from person ... Read more Reviewed on: 17th November 2025
Bernadette Fitzmaurice's avatar
Bernadette Fitzmaurice

About this product

Zopa Bank have an instant access savings account called Smart Saver.

Smart Saver can be opened with just £1 and you can split your savings into personalised pots using the Zopa Bank app. You can save up to £250,000 across Smart Savings Hub pots.

Zopa Bank Smart Saver account reviews help you find out what it’s like to be a customer. If you’ve used Zopa Bank before, you can also leave a review and share your experience.

Review Zopa: Smart Saver now

Help others make smarter decisions by sharing your own experience. Write a review

Zopa Smart Saver reviews (8041)

Easy to use app and good interest rates

5
Easy to use app and good interest rates Reviewed on: 28th February 2025

Zopa is a great app highly recommended it

5
Really enjoy all the options Zopa provide when saving my money Reviewed on: 28th February 2025

their products are excellent

5
We have been with Zopa for a few years and their products have been excellent Reviewed on: 28th February 2025

Zopa is the best bank I have ever used

5
Zopa is the best bank I have ever used Reviewed on: 28th February 2025

Easy to save via the credit card app

5
Easy to save via the credit card app Reviewed on: 28th February 2025

My experience with Zopa has been excellent.

5
My experience with Zopa has been excellent. It was super easy to set-up and the app is very user-friendly. I love that you can use boosted pots to get higher interest rates too. Reviewed on: 28th February 2025

ZOPA Bank Savings

5
Goods rates of interest to be had, very quick and easy to transfer monies between your in house accounts and to export to outside accounts. I have very often recommended ZOPA when talking to friends about savings and interest rates. Reviewed on: 28th February 2025

Very simple to use.

5
Very simple to use. App is great. Reviewed on: 28th February 2025

saving with Zopa is so easy

5
saving with Zopa is so easy, the app is clear to navigate and so easy to add and take out funds at the click of a button Reviewed on: 28th February 2025

Easy transactions and Clear Rates

5
Zopa makes it easy to see your policies, move money and understand how it is growing Reviewed on: 28th February 2025

Do you have a different Zopa product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Want to see more from Zopa?

  • Cash ISA

    from Zopa 4.95 from 1534 reviews
    Zopa
  • Current account

    from Zopa 4.94 from 5943 reviews
    Zopa
  • Credit card

    from Zopa 4.94 from 43468 reviews
    Zopa
    View all products