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Zopa: Smart Saver reviews

View other Zopa products
4.94
Based on 8,041 reviews, last reviewed 12th Mar 2026
81300% increase in 5 star reviews
in the past 90 days
100% decrease in 1 star reviews
in the past 90 days
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95%
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Latest highest rating:

5

Excellent Banking Service with Great Rates Very quick simple to use and great savings rates with easy access pots makes managing your money efficiently and simply and your money is always acces... Read more Reviewed on: 12th March 2026
Annette Y's avatar
Annette Y

Latest lowest rating:

1

Very poor customer service. The financial product is as good as any other financial provider, however, their customer service is appalling. You get cut off or passed from person ... Read more Reviewed on: 17th November 2025
Bernadette Fitzmaurice's avatar
Bernadette Fitzmaurice
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About this product

Zopa Bank have an instant access savings account called Smart Saver.

Smart Saver can be opened with just £1 and you can split your savings into personalised pots using the Zopa Bank app. You can save up to £250,000 across Smart Savings Hub pots.

Zopa Bank Smart Saver account reviews help you find out what it’s like to be a customer. If you’ve used Zopa Bank before, you can also leave a review and share your experience.

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Zopa Smart Saver reviews (8041)

Good interface means agile savings

5
Zopa makes it easy for me to see my savings at a glance. The interface is simple and allows me to be flexible and agile with my cash and savings. Reviewed on: 28th February 2025
MB's avatar
MB

Great saver

5
Weekly direct debit set up which can be changed easily at any time. App is really easy to use and shows what interest you will receive and when. Money can be accessed quickly. Reviewed on: 28th February 2025
Mark R's avatar
Mark R

Zopa makes my life easy by simplifying banking

5
Zopa makes my life easy by simplifying banking, I log in do what I need and log out, nothing more. I know others do this but for some reason the app makes it feel easy, no messy trails to follow, simple! Reviewed on: 28th February 2025
Paul S's avatar
Paul S

Friendly and easy to use app.

5
Friendly and easy to use app. Very easy to move money. Flexible and decent returns for your money. Reviewed on: 28th February 2025
NT's avatar
NT

Very happy with Zopa

5
App is clear and easy to use. Reminders again are clear and helpful. App layout good and easy to understand. Haven’t required use of customer services as of yet. Am considering moving more money over into savings as soon as I get time to review Zopa options. Reviewed on: 28th February 2025
kheather1967@icloud.com's avatar
[email protected]

Trouble free, simple set up with everything visible...

5
Trouble free, simple set up with everything visible on an app. Easy to use and alerts for all transactions Reviewed on: 28th February 2025
VPC's avatar
VPC

Great UI and UX with the app, which I use daily.

5
Great UI and UX with the app, which I use daily. Keep up the good work Zopa! Reviewed on: 28th February 2025
Christopher M's avatar
Christopher M

I get my interest regularly every month which is a g...

5
I get my interest regularly every month which is a good rate compared to others. I also had to contact customer services and my query was sorted promptly. Reviewed on: 28th February 2025
Nichola Shotter's avatar
Nichola Shotter

It has been very helpful to us with our house search.

5
It has been very helpful to us with our house search. We highly recommend it to everyone. Reviewed on: 28th February 2025
Dilanka P's avatar
Dilanka P

Very quick to increase any interest rises.

5
Very quick to increase any interest rises. Clear and understandable app Reviewed on: 28th February 2025
Aaron's avatar
Aaron

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