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Zopa: Smart Saver reviews

Name: Smart Saver
Rating: 4.94 (8042 reviews)

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4.94

Based on 8,042 reviews, last reviewed 13th Mar 2026

81300% increase in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

95%

Latest highest rating:

4

Moving money from save to current account I wish I could move money from my primary savings into my biscuit bank account without having to do a withdrawal Reviewed on: 13th March 2026

Latest lowest rating:

1

Very poor customer service. The financial product is as good as any other financial provider, however, their customer service is appalling. You get cut off or passed from person ... Read more Reviewed on: 17th November 2025

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About this product

Zopa Bank have an instant access savings account called Smart Saver.

Smart Saver can be opened with just £1 and you can split your savings into personalised pots using the Zopa Bank app. You can save up to £250,000 across Smart Savings Hub pots.

Zopa Bank Smart Saver account reviews help you find out what it’s like to be a customer. If you’ve used Zopa Bank before, you can also leave a review and share your experience.

Zopa Smart Saver reviews (8042)

Review of the Zopa, Smart Saver:

Flexible, high interest, easy to use banking app

Perfect for all your savings goals Reviewed on: 6th April 2023

Perfect credit card with a savings account you can s...

Perfect credit card with a savings account you can save for that rainy day when moneys tight to pay your card. Reviewed on: 23rd January 2025

Great product and excellent service.

Great product and excellent service. Easy to move funds but also secure. Notifications of changes easy to understand. Reviewed on: 23rd January 2025

Zopa Bank tops the League...

Always receive excellent customer service whenever I contact zopa for help. Reviewed on: 23rd January 2025

Easy to use, flexible, with high interest rates.

Easy to use, flexible, with high interest rates. Reviewed on: 22nd January 2025

Very easy to use and helped me save

Very easy to use and helped me save Reviewed on: 22nd January 2025

Easy to use and good interest rates

Easy to use and good interest rates Reviewed on: 22nd January 2025

Zopa's Smart Saver account is brilliant

The smart saver account is absolutely brilliant - I really like that it has the option to set up different pots for different savings goals, and that the interest rates are very competitive. The layout of the app is great; the interest rates on each pot are clear to see and the summary of total interest paid on each pot is a great motivator in savinng more. Reviewed on: 21st January 2025

App easy to use.

App easy to use. Products clearly explained Reviewed on: 21st January 2025

Great savings rate definitely recommend

Great savings rate definitely recommend Reviewed on: 21st January 2025

Easy to use app with great features.

East to use app with great features. Reviewed on: 20th January 2025

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