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Zopa: Smart Saver reviews

Name: Smart Saver
Rating: 4.94 (8041 reviews)

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4.94

Based on 8,041 reviews, last reviewed 12th Mar 2026

81300% increase in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Excellent Banking Service with Great Rates Very quick simple to use and great savings rates with easy access pots makes managing your money efficiently and simply and your money is always acces... Read more Reviewed on: 12th March 2026

Latest lowest rating:

1

Very poor customer service. The financial product is as good as any other financial provider, however, their customer service is appalling. You get cut off or passed from person ... Read more Reviewed on: 17th November 2025

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About this product

Zopa Bank have an instant access savings account called Smart Saver.

Smart Saver can be opened with just £1 and you can split your savings into personalised pots using the Zopa Bank app. You can save up to £250,000 across Smart Savings Hub pots.

Zopa Bank Smart Saver account reviews help you find out what it’s like to be a customer. If you’ve used Zopa Bank before, you can also leave a review and share your experience.

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Zopa Smart Saver reviews (8041)

App saving treat

Easy to use app. based product with great service and competitive rates Reviewed on: 20th January 2025

Flexible saving, choose isa or not, savings with del...

Flexible saving, choose isa or not, savings with delayed access get a bonus, fast transfers of funds out and deposits hit the account fast, all of this via the app. Reviewed on: 20th January 2025

Good app and great interest interests

I love the app. Easy to set up and navigate around. I like the savings pots that I can set up for holidays and longer-term goals. The interest rates are very competitive and I can see my savings pots grow each month. Reviewed on: 20th January 2025

Easy to open account and easy to use App

Easy to open account and easy to use App Reviewed on: 20th January 2025

Easy to use and competitive intrest

Easy to use and competitive intrest Reviewed on: 20th January 2025

Zopa 5 star

so easy to use and great rates of interest Reviewed on: 20th January 2025

Never had a problem.

Never had a problem. App works perfectly. It’s easy to move money in and out. Reviewed on: 20th January 2025

Easy to set up, good rate of interest.

Easy to set up. Good view of finances and savings in the Zopa app. Pays a good rate of interest. Can have easy access or transfer runds to longer fixed term plans. Reviewed on: 20th January 2025

Good interest rate and eady to withdraw money.

Good interest rate and eady to withdraw money. Reviewed on: 20th January 2025

Easy to use.

Easy to use. Easy to set up. Decent interest rate. No problems. Reviewed on: 19th January 2025

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