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Zopa: Smart Saver reviews

Name: Smart Saver
Rating: 4.94 (8041 reviews)

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4.94

Based on 8,041 reviews, last reviewed 12th Mar 2026

81300% increase in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Excellent Banking Service with Great Rates Very quick simple to use and great savings rates with easy access pots makes managing your money efficiently and simply and your money is always acces... Read more Reviewed on: 12th March 2026

Latest lowest rating:

1

Very poor customer service. The financial product is as good as any other financial provider, however, their customer service is appalling. You get cut off or passed from person ... Read more Reviewed on: 17th November 2025

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About this product

Zopa Bank have an instant access savings account called Smart Saver.

Smart Saver can be opened with just £1 and you can split your savings into personalised pots using the Zopa Bank app. You can save up to £250,000 across Smart Savings Hub pots.

Zopa Bank Smart Saver account reviews help you find out what it’s like to be a customer. If you’ve used Zopa Bank before, you can also leave a review and share your experience.

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Zopa Smart Saver reviews (8041)

Great app and excellent savings rates.

Great app and excellent savings rates. Reviewed on: 19th January 2025

Great company easy to use app.

Great company easy to use app. I have been using Zopa for savings for about 5 years now, and am really pleased with the experience. Reviewed on: 19th January 2025

Simple to set up and use any of my Zopa...

Simple to set up and use any of my Zopa accounts Reviewed on: 19th January 2025

Smart saver is a great and easy to use product.

Smart saver is a great and easy to use product. I love being able to lock away some of my money with higher interest rates, while keeping other pots of money easily accessible. Easy to use too. Reviewed on: 19th January 2025

Easy App to use

It is an easy app to use and very direct about what products you can and can not use. Would recommend to friends and family. Reviewed on: 19th January 2025

Easy to open an account

Found it easy to open an account after being recommended by my team leader at work. Reviewed on: 19th January 2025

Very easy to open the account via the app.

Very easy to open the account via the app. App is easy to use. Money is moved quickly. Competitive interest rates Reviewed on: 19th January 2025

Zopa review

Easy to access. Easy to use. Good communication and updates. Competitive rates Reviewed on: 19th January 2025

Money management made very easy

It's so easy to save and to move money between various online accounts according to your needs. Withdrawal is as easy too. I save a little each week but then can put money back into my current account if I spend too much or have an unexpected bill. Reviewed on: 19th January 2025

Great Company

Easy to use savings account and good range of products . The app is very intuitive as well Reviewed on: 19th January 2025

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