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Zopa: Smart Saver reviews

4.82
Based on 8,146 reviews, last reviewed 7th May 2026
74% decrease in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
95%
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5%
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Latest highest rating:

5

Easy, does what is says on the tin and it is possibl... Easy, does what is says on the tin and it is possible to speak to someone if needed. Reviewed on: 7th May 2026
I E's avatar
I E

Latest lowest rating:

1

Very poor customer service. The financial product is as good as any other financial provider, however, their customer service is appalling. You get cut off or passed from person ... Read more Reviewed on: 17th November 2025
Bernadette Fitzmaurice's avatar
Bernadette Fitzmaurice

About this product

Zopa Bank have an instant access savings account called Smart Saver.

Smart Saver can be opened with just £1 and you can split your savings into personalised pots using the Zopa Bank app. You can save up to £250,000 across Smart Savings Hub pots.

Zopa Bank Smart Saver account reviews help you find out what it’s like to be a customer. If you’ve used Zopa Bank before, you can also leave a review and share your experience.

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Zopa Smart Saver reviews (8146)

My experience with Zopa has been excellent.

5
My experience with Zopa has been excellent. It was super easy to set-up and the app is very user-friendly. I love that you can use boosted pots to get higher interest rates too. Reviewed on: 28th February 2025

ZOPA Bank Savings

5
Goods rates of interest to be had, very quick and easy to transfer monies between your in house accounts and to export to outside accounts. I have very often recommended ZOPA when talking to friends about savings and interest rates. Reviewed on: 28th February 2025

Very simple to use.

5
Very simple to use. App is great. Reviewed on: 28th February 2025

saving with Zopa is so easy

5
saving with Zopa is so easy, the app is clear to navigate and so easy to add and take out funds at the click of a button Reviewed on: 28th February 2025

Easy transactions and Clear Rates

5
Zopa makes it easy to see your policies, move money and understand how it is growing Reviewed on: 28th February 2025

Excellent to deal with.

5
Excellent to deal with...online, app & customer Reviewed on: 28th February 2025

It is very easy to use and navigate and I love the i...

5
It is very easy to use and navigate and I love the individual savings pots Reviewed on: 28th February 2025

It's easy to save with good interest rates

5
It's easy to save with good interest rates Reviewed on: 28th February 2025

Really easy to use app and great customer service.

5
Really easy to use app and great customer service. The boosted pots are great Reviewed on: 28th February 2025

Excellent service, intuitive and a pleasure to use.

5
Excellent service, intuitive and a pleasure to use. Reviewed on: 28th February 2025

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