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Zopa: Smart Saver reviews

Name: Smart Saver
Rating: 4.94 (8041 reviews)

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4.94

Based on 8,041 reviews, last reviewed 12th Mar 2026

81300% increase in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Excellent Banking Service with Great Rates Very quick simple to use and great savings rates with easy access pots makes managing your money efficiently and simply and your money is always acces... Read more Reviewed on: 12th March 2026

Latest lowest rating:

1

Very poor customer service. The financial product is as good as any other financial provider, however, their customer service is appalling. You get cut off or passed from person ... Read more Reviewed on: 17th November 2025

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About this product

Zopa Bank have an instant access savings account called Smart Saver.

Smart Saver can be opened with just £1 and you can split your savings into personalised pots using the Zopa Bank app. You can save up to £250,000 across Smart Savings Hub pots.

Zopa Bank Smart Saver account reviews help you find out what it’s like to be a customer. If you’ve used Zopa Bank before, you can also leave a review and share your experience.

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Zopa Smart Saver reviews (8041)

Definitely one of the best online accounts

Easy to open an account. I like that you can open various saving pots and see them grow month by month with a good interest rate. Withdrawals are so easy too. Reviewed on: 19th January 2025

Excellent easy to set up account with a user friendl...

Excellent easy to set up account with a user friendly app to be able to manage my account Reviewed on: 19th January 2025

Full confidence

App is user friendly and facilitates easy access to account . All actions are promptly and efficiently addressed. Full confidence with this account. Reviewed on: 19th January 2025

easy saver

easy account to use with good savings rates Reviewed on: 19th January 2025

Zopa - what more could you ask?

Zopa offers great interest rates, user friendly access and informed and helpful person to person advice. Reviewed on: 19th January 2025

Great way to save.

Great way to save. Excellent idea to save regularly. Easy to deposit and withdraw money. Reviewed on: 18th January 2025

Saving that's smart and easy!

I've been with Zopa for over 2 years. Zopa offers good rates of interest. The app is easy to use and I think the savings pots ideas are great - it makes it really easy to organise my savings. Reviewed on: 18th January 2025

Easy to open and track my funds.

Easy to open and track my funds. Rates could be better Reviewed on: 18th January 2025

Always reliable.

Always reliable. Money transfers quickly and without a hitch. Reviewed on: 18th January 2025

Great company to save with, such a good app and easy...

Great company to save with, such a good app and easy to use! Reviewed on: 18th January 2025

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