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Zopa: Smart Saver reviews

Name: Smart Saver
Rating: 4.94 (8041 reviews)

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4.94

Based on 8,041 reviews, last reviewed 12th Mar 2026

81300% increase in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Excellent Banking Service with Great Rates Very quick simple to use and great savings rates with easy access pots makes managing your money efficiently and simply and your money is always acces... Read more Reviewed on: 12th March 2026

Latest lowest rating:

1

Very poor customer service. The financial product is as good as any other financial provider, however, their customer service is appalling. You get cut off or passed from person ... Read more Reviewed on: 17th November 2025

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About this product

Zopa Bank have an instant access savings account called Smart Saver.

Smart Saver can be opened with just £1 and you can split your savings into personalised pots using the Zopa Bank app. You can save up to £250,000 across Smart Savings Hub pots.

Zopa Bank Smart Saver account reviews help you find out what it’s like to be a customer. If you’ve used Zopa Bank before, you can also leave a review and share your experience.

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Zopa Smart Saver reviews (8041)

a competitive safe savings product

i found the product easy to open and its parameters and competitive rates explained clearly. as a newcomer to e banking it was a stress free experience. i was reassured by its reputation having been a customer of its peer to peer lending Reviewed on: 18th January 2025

Highly recommended.

Simple to create an account and manage it conveniently via the app. Great support and competitive interest rate. I would highly recommend. Reviewed on: 18th January 2025

Good interest rates, easy to set up

Good interest rates, easy to set up Reviewed on: 18th January 2025

Very good rates of return and customer service

Very good rates of return and customer service Reviewed on: 18th January 2025

Innovative bank.

Easy to use app. Ability to organise money into pots. Competitive rates Innovative bank. Reviewed on: 18th January 2025

Easy to use app.

Easy to use app, straight forward when adding, moving or withdrawing money. Reviewed on: 18th January 2025

Don’t want to a title

The app is very easy to use and navigate Reviewed on: 18th January 2025

Very good competitive, rates.

Very good competitive, rates. Never had any problems or concerns. Reviewed on: 18th January 2025

Great range, great app, great rates

Zopa offer a good range of products with excellent rates, an easy to use app and great customer service by phone on the one occasion when I needed help to sort a problem. I especially love the flexibility that the different savings pots gives. Reviewed on: 18th January 2025

Easy to set up and manage with decent interest rates.

Easy to set up and manage with decent interest rates. Reviewed on: 18th January 2025

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