Write a review

Go to business site

Zopa: Smart Saver reviews

Name: Smart Saver
Rating: 4.82 (8146 reviews)

View other Zopa products

4.82

Based on 8,146 reviews, last reviewed 7th May 2026

74% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Easy, does what is says on the tin and it is possibl... Easy, does what is says on the tin and it is possible to speak to someone if needed. Reviewed on: 7th May 2026

Latest lowest rating:

1

Very poor customer service. The financial product is as good as any other financial provider, however, their customer service is appalling. You get cut off or passed from person ... Read more Reviewed on: 17th November 2025

Read all reviews Write a review

About this product

Zopa Bank have an instant access savings account called Smart Saver.

Smart Saver can be opened with just £1 and you can split your savings into personalised pots using the Zopa Bank app. You can save up to £250,000 across Smart Savings Hub pots.

Zopa Bank Smart Saver account reviews help you find out what it’s like to be a customer. If you’ve used Zopa Bank before, you can also leave a review and share your experience.

Review Zopa: Smart Saver now

Help others make smarter decisions by sharing your own experience.

Write a review

Zopa Smart Saver reviews (8146)

They offer good interest rate and easy to use app an...

They offer good interest rate and easy to use app and the ability to transfer money in minutes Reviewed on: 28th February 2025

Simple, easy & competitive

I never had to speak to customer service - the app is easy to use and everything is clear. We'd always like better returns but I note Zopa is often recommended on some of the better known consumet websites. Reviewed on: 28th February 2025

An easy to open savings account that pays good inter...

An easy to open savings account that pays good interest. Everything is there for you to see. Straightforward process in adding or removing savings. Thoroughly recommended. Reviewed on: 28th February 2025

Such a good product, I’m better at saving now than a...

Such a good product, I’m better at saving now than any other point in my life - perfect for buying a house and upcoming baby!! Reviewed on: 28th February 2025

Zopa has been a great savings account, it gives us l...

Zopa has been a great savings account, it gives us lots of options with various pots to save for different things. The interest rates have been great with options of when you want to access the account to give you a little more interest to earn. I’d recommend. Reviewed on: 28th February 2025

Fast friendly & efficient.

Fast friendly & efficient. Great service, good range of products, easy to use App and good rates. Reviewed on: 28th February 2025

Excellent rates, excellent customer service, excelle...

Excellent rates, excellent customer service, excellent communication. Not often you can say that about a bank. Reviewed on: 28th February 2025

Touch wood never had a bad experience with Zopa and...

Touch wood never had a bad experience with Zopa and have been using the app for a while now :-( Reviewed on: 28th February 2025

My niece recommended Zopa to me

My niece recommended Zopa - best thing I did as i was not earning any interest in my bank current account Reviewed on: 28th February 2025

Good interest rates...

Good interest rates, easy to use app and can separate money over different pots Reviewed on: 28th February 2025

Do you have a different Zopa product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Savings
from London Mutual Credit Union 4.81 from 236 reviews
Savings
from East Kilbride Credit Union 4.94 from 716 reviews
Monthly Saver
from TSB 4.34 from 11 reviews

Want to see more from Zopa?

Personal loan
from Zopa 4.91 from 69083 reviews
Fixed term savings account
from Zopa 4.87 from 1793 reviews
Credit card
from Zopa 4.87 from 44345 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub