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Zopa: Smart Saver reviews

Name: Smart Saver
Rating: 4.94 (8041 reviews)

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4.94

Based on 8,041 reviews, last reviewed 12th Mar 2026

81300% increase in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Excellent Banking Service with Great Rates Very quick simple to use and great savings rates with easy access pots makes managing your money efficiently and simply and your money is always acces... Read more Reviewed on: 12th March 2026

Latest lowest rating:

1

Very poor customer service. The financial product is as good as any other financial provider, however, their customer service is appalling. You get cut off or passed from person ... Read more Reviewed on: 17th November 2025

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About this product

Zopa Bank have an instant access savings account called Smart Saver.

Smart Saver can be opened with just £1 and you can split your savings into personalised pots using the Zopa Bank app. You can save up to £250,000 across Smart Savings Hub pots.

Zopa Bank Smart Saver account reviews help you find out what it’s like to be a customer. If you’ve used Zopa Bank before, you can also leave a review and share your experience.

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Zopa Smart Saver reviews (8041)

What's not to like

Love the zopa pots, very easy to save systematically. The isa pot is great, tax free savings without any hassle. Reviewed on: 10th February 2025

Flexible app and great interest rate compared to the...

Flexible app and great interest rate compared to the market norms Reviewed on: 7th February 2025

Very happy

The app and zopa pots are easy to navigate and interest rates are very competitive. The isa pots are ingenious as they provide better rates with interest free savings. It could be improved slightly with direct access to your money without having to withdraw to another bank account first but that's a minor complaint! Reviewed on: 1st February 2025

Great account with separate pots to save for differe...

Great account with separate pots to save for different things - easy to use and good interest x Reviewed on: 28th January 2025

We would recommend Zopa to everyone!

Zopa enables us to receive a great rate of interest with the freedom to invest our money within seconds or indeed withdraw our funds. My wife and I have never been happier with an online bank. We would recommend Zopa to everyone! Reviewed on: 28th January 2025

I just wished that I had moved to Zopa years ago.

I just wished that I had moved to Zopa years ago. The app is very user friendly and I've had the best interest rates ever with this bank. Reviewed on: 27th January 2025

Already recommended to my friends

Really good rates with a really easy to use app. I have recommended this to a number of friends with no conerens at all. Reviewed on: 24th January 2025

App is so easy to use.

App is so easy to use. You know exactly where your money is I love the separate pockets Reviewed on: 24th January 2025

Have savings and interest rate is good

Have savings and interest rate is good Reviewed on: 23rd January 2025

Perfect credit card with a savings account you can s...

Perfect credit card with a savings account you can save for that rainy day when moneys tight to pay your card. Reviewed on: 23rd January 2025

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