Write a review

Go to business site

Zopa: Smart Saver reviews

Name: Smart Saver
Rating: 4.94 (8041 reviews)

View other Zopa products

4.94

Based on 8,041 reviews, last reviewed 12th Mar 2026

81300% increase in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Excellent Banking Service with Great Rates Very quick simple to use and great savings rates with easy access pots makes managing your money efficiently and simply and your money is always acces... Read more Reviewed on: 12th March 2026

Latest lowest rating:

1

Very poor customer service. The financial product is as good as any other financial provider, however, their customer service is appalling. You get cut off or passed from person ... Read more Reviewed on: 17th November 2025

Read all reviews Write a review

About this product

Zopa Bank have an instant access savings account called Smart Saver.

Smart Saver can be opened with just £1 and you can split your savings into personalised pots using the Zopa Bank app. You can save up to £250,000 across Smart Savings Hub pots.

Zopa Bank Smart Saver account reviews help you find out what it’s like to be a customer. If you’ve used Zopa Bank before, you can also leave a review and share your experience.

Review Zopa: Smart Saver now

Help others make smarter decisions by sharing your own experience.

Write a review

Zopa Smart Saver reviews (8041)

Great bank account with 7% saver

Great bank account with 7% saver Reviewed on: 26th February 2025

Great 'money pots' with better interest rates, depen...

Great 'money pots' with better interest rates, depending on if you can lock your money away for 7 days, 1 month etc. Reviewed on: 26th February 2025

The product is easy to use, doing exactly what it says.

The product is easy to use, doing exactly what it says. Love the app for userability. We’ve got our children involved in it to help them to save also and to make the most of a higher rate of interest, for whatever period is suitable. Reviewed on: 26th February 2025

Love Zopa

Love Zopa - the app is very clear and easy to use and happy with the rate of interest compared with competitors Reviewed on: 26th February 2025

Incredibly user friendly

Really incredibly easy to use through the app, and to set up pots, split things, brilliant. Also very clear on how much you've earned, so you can monitor it. One of the best savings rates out there too! Reviewed on: 26th February 2025

Great Savings Account!

Opened an account - very easy process. Helped all along the way. Competitive rates. Kept in touch about all accounts and any changes. Reviewed on: 24th February 2025

Great to use this online facility as a link from pen...

Great to use this online facility as a link from pension account to bank account. Feels save when moving money around. Reviewed on: 24th February 2025

Easy to use webpage, no nonsense customer service.

Easy to use webpage, no nonsense customer service. Reviewed on: 24th February 2025

Great bank

I have used zopa for a while e now. It is easy to log into. Easy to move money between accounts. Easy to move money in and out of zopa. Shows clearly interest added. Altogether an easy bank to use. App is very clear and easy to use Reviewed on: 22nd February 2025

Flawless service.

Flawless service. if all companies operated like this review sites wouldn’t need to exist Reviewed on: 17th February 2025

Do you have a different Zopa product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Savings
from Great Western Credit Union 4.66 from 336 reviews
Instant Access Savings
from Metro Bank 4.91 from 483 reviews
95 Day Notice Account
from RCI Bank 4.87 from 739 reviews

Want to see more from Zopa?

Cash ISA
from Zopa 4.95 from 1535 reviews
Current account
from Zopa 4.94 from 5944 reviews
Credit card
from Zopa 4.94 from 43472 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub