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Zopa: Smart Saver reviews

Name: Smart Saver
Rating: 4.82 (8146 reviews)

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4.82

Based on 8,146 reviews, last reviewed 7th May 2026

84% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Easy, does what is says on the tin and it is possibl... Easy, does what is says on the tin and it is possible to speak to someone if needed. Reviewed on: 7th May 2026

Latest lowest rating:

1

Very poor customer service. The financial product is as good as any other financial provider, however, their customer service is appalling. You get cut off or passed from person ... Read more Reviewed on: 17th November 2025

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About this product

Zopa Bank have an instant access savings account called Smart Saver.

Smart Saver can be opened with just £1 and you can split your savings into personalised pots using the Zopa Bank app. You can save up to £250,000 across Smart Savings Hub pots.

Zopa Bank Smart Saver account reviews help you find out what it’s like to be a customer. If you’ve used Zopa Bank before, you can also leave a review and share your experience.

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Zopa Smart Saver reviews (8146)

Savings Pots

Easy to open and fund using their app. Subsequently opened current account with debit card. Reviewed on: 28th February 2025

Zopa a friendly bank

Zopa have been great, with plenty of products to help - their saver is quick easy to set up, easy withdrawals if needed Reviewed on: 28th February 2025

Fantastic experience all round.

Fantastic experience all round. Great rates and app Reviewed on: 28th February 2025

Competitive product, easy to use website, good service

Competitive product, easy to use website, good service Reviewed on: 28th February 2025

Best Savings Bank In The UK

Easy to use app, great interest rates and so simple to move money around. Easily the number one company for savings. Reviewed on: 28th February 2025

Simple and good value

Simple and good value. Easy to setup and administer. Reviewed on: 28th February 2025

Really good interest rate.

Really good interest rate. The account is very easy to operate on a mobile. Reviewed on: 28th February 2025

Easy to use - fantastic.

Zopa is incredibly easy to use - love the app! Thank you for making finance things as uncomplicated as possible. Reviewed on: 28th February 2025

The account is easy to operate online and pays good...

The account is easy to operate online and pays good interest, far more than many other banks. Reviewed on: 28th February 2025

So easy to be organised with Zopa savings pots.

So easy to be organised with Zopa savings pots.. Great for my wellbeing Reviewed on: 28th February 2025

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