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Zopa: Smart Saver reviews

Name: Smart Saver
Rating: 4.94 (8043 reviews)

View other Zopa products

4.94

Based on 8,043 reviews, last reviewed 16th Mar 2026

81400% increase in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Zopa is a winner Very easy to set up and and the app is easy to understand. Would definitely recommend to friends. Reviewed on: 16th March 2026

Latest lowest rating:

1

Very poor customer service. The financial product is as good as any other financial provider, however, their customer service is appalling. You get cut off or passed from person ... Read more Reviewed on: 17th November 2025

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About this product

Zopa Bank have an instant access savings account called Smart Saver.

Smart Saver can be opened with just £1 and you can split your savings into personalised pots using the Zopa Bank app. You can save up to £250,000 across Smart Savings Hub pots.

Zopa Bank Smart Saver account reviews help you find out what it’s like to be a customer. If you’ve used Zopa Bank before, you can also leave a review and share your experience.

Zopa Smart Saver reviews (8043)

Review of the Zopa, Smart Saver:

Flexible, high interest, easy to use banking app

Perfect for all your savings goals Reviewed on: 6th April 2023

Can't recommend Zopa highly enough

I have recommended zopa to many of my friends and family. The interest rates are competitive, the individual saving pots are so valuable in being able to manager my money. Recent changes are welcome as it allowed for the auto save to go into individual pots rather than one and having to manually transfer. Updates have always been useful. Can't recommend zopa enough. Reviewed on: 17th January 2025

Everything has been easy and efficient in my dealing...

Everything has been easy and efficient in my dealings with them Reviewed on: 17th January 2025

Great bank.

Great bank. Very easy to manage money online Reviewed on: 17th January 2025

Really easy to set up account and easy access to my...

Really easy to set up account and easy access to my savings Reviewed on: 17th January 2025

Excellent Service

Excellent Service, would highly recommend Reviewed on: 17th January 2025

Easy to navigate.

Easy to navigate. Easy to transfer etc Reviewed on: 17th January 2025

I have found Zopa very easy to understand

I have found Zopa very easy to understand with simple choices for savings. The app keeps me informed of my savings and financial position linking into other accounts that I have. Reviewed on: 17th January 2025

Easy app

Easy to use app, no problems at all. Very happy. Reviewed on: 17th January 2025

Perfect experience

Easy to navigate website, easy to set up savings account, great rates. Reviewed on: 17th January 2025

Zopa has consistently offered top rates and excellen...

Zopa has consistently offered top rates and excellent products. So much so that, over time, I have moved most of my savings to them. Reviewed on: 17th January 2025

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