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Zopa: Smart Saver reviews

Name: Smart Saver
Rating: 4.94 (8044 reviews)

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4.94

Based on 8,043 reviews, last reviewed 16th Mar 2026

81400% increase in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Zopa is a winner Very easy to set up and and the app is easy to understand. Would definitely recommend to friends. Reviewed on: 16th March 2026

Latest lowest rating:

1

Very poor customer service. The financial product is as good as any other financial provider, however, their customer service is appalling. You get cut off or passed from person ... Read more Reviewed on: 17th November 2025

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About this product

Zopa Bank have an instant access savings account called Smart Saver.

Smart Saver can be opened with just £1 and you can split your savings into personalised pots using the Zopa Bank app. You can save up to £250,000 across Smart Savings Hub pots.

Zopa Bank Smart Saver account reviews help you find out what it’s like to be a customer. If you’ve used Zopa Bank before, you can also leave a review and share your experience.

Zopa Smart Saver reviews (8044)

Review of the Zopa, Smart Saver:

Flexible, high interest, easy to use banking app

Perfect for all your savings goals Reviewed on: 6th April 2023

Great rates, good service

Great product, clearly trying to develop a new way of doing savings. Reviewed on: 17th January 2025

Easy to use app.

Easy to use app. Interest rates not always the highest in the market but pretty good Reviewed on: 17th January 2025

Veery good savings accounts with flexibility on shor...

Veery good savings accounts with flexibility on short or long term. Good interest rates Reviewed on: 17th January 2025

The best

It is really easy to use and offers competitive rates Reviewed on: 17th January 2025

Saving account with excellent rate for 12 months

The savings is excellent as its bigger then my current account savings even after 12 months when the rate goes down it is still better Reviewed on: 17th January 2025

Helpful Customer Service and good interest rates

Everything easy to use and customer service extremely helpful. Zopa have some very good interest rates and savings products Reviewed on: 17th January 2025

Very easy set up and go

Very easy set up and then easy use for moving funds in or out Reviewed on: 17th January 2025

Monthly amount goes in and I use it if necessary fo...

Monthly amount goes in and I use it if necessary for unexpected payments brilliant Reviewed on: 17th January 2025

Straight forward to set up and very easy to use.

Straight forward to set up and very easy to use. Card arrived in a few days and I was able to get it set up through the app. Reviewed on: 17th January 2025

Came for loan, now I have the lot!

Originally went to Zopa for a car loan, but then saw the savings rates and have been gradually moving money across, now I've got the current account with credit interest and cashback, what's not to love! Reviewed on: 17th January 2025

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