Write a review

Go to business site

Zopa: Smart Saver reviews

Name: Smart Saver
Rating: 4.82 (8146 reviews)

View other Zopa products

4.82

Based on 8,146 reviews, last reviewed 7th May 2026

96% increase in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Easy, does what is says on the tin and it is possibl... Easy, does what is says on the tin and it is possible to speak to someone if needed. Reviewed on: 7th May 2026

Latest lowest rating:

1

Very poor customer service. The financial product is as good as any other financial provider, however, their customer service is appalling. You get cut off or passed from person ... Read more Reviewed on: 17th November 2025

Read all reviews Write a review

About this product

Zopa Bank have an instant access savings account called Smart Saver.

Smart Saver can be opened with just £1 and you can split your savings into personalised pots using the Zopa Bank app. You can save up to £250,000 across Smart Savings Hub pots.

Zopa Bank Smart Saver account reviews help you find out what it’s like to be a customer. If you’ve used Zopa Bank before, you can also leave a review and share your experience.

Review Zopa: Smart Saver now

Help others make smarter decisions by sharing your own experience.

Write a review

Zopa Smart Saver reviews (8146)

Zopa is super easy to use.

Zopa is super easy to use. It has given me great rates for my east access savings account Reviewed on: 17th January 2025

Easy-to-use app.

Easy-to-use app. Good savings rate Reviewed on: 17th January 2025

Making my money work for me

Moved money in for the interest rates higher than anywhere else and able to split my money the way I wanted limiting access for better rates whilst having immediate access to some of it. Come on who else gives you 7% interest Reviewed on: 17th January 2025

Easy peasy

I’ve never had the slightest problem with the Smart Saver account or communications with Zopa. Highly recommended. Reviewed on: 17th January 2025

Smart Saver

Smart Saver is easy to use, pays a competitive rate of interest with good flexibility to save and withdraw funds via the App. Reviewed on: 17th January 2025

Very easy to instantly withdraw money compared to ot...

Very easy to instantly withdraw money compared to other banks whereby you have to wait 24 hours to receive funds. Reviewed on: 17th January 2025

Simple to use app and great interest rate.

Simple to use app and great interest rate. Reviewed on: 17th January 2025

Brilliant app

Good interest rates, easy to set up and the app makes it super easy to move money into different pots and withdraw when needed Reviewed on: 17th January 2025

Better than my high street bank!

Very easy to setup and simple to use. Most importantly the interest rates are better than my high street bank! Reviewed on: 17th January 2025

A good all round experience

Easy to deal with and good rates of interest, and range of products Reviewed on: 17th January 2025

Do you have a different Zopa product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Private Clients Savings
from Investec 4.15 from 6 reviews
Savings
from Family Building Society 4.56 from 1345 reviews
Savings
from Hinckley & Rugby Building Society 4.83 from 2032 reviews

Want to see more from Zopa?

Personal loan
from Zopa 4.91 from 69083 reviews
Fixed term savings account
from Zopa 4.87 from 1793 reviews
Credit card
from Zopa 4.87 from 44345 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub