Write a review

Go to business site

Zopa: Smart Saver reviews

Name: Smart Saver
Rating: 4.82 (8146 reviews)

View other Zopa products

4.82

Based on 8,146 reviews, last reviewed 7th May 2026

96% increase in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Easy, does what is says on the tin and it is possibl... Easy, does what is says on the tin and it is possible to speak to someone if needed. Reviewed on: 7th May 2026

Latest lowest rating:

1

Very poor customer service. The financial product is as good as any other financial provider, however, their customer service is appalling. You get cut off or passed from person ... Read more Reviewed on: 17th November 2025

Read all reviews Write a review

About this product

Zopa Bank have an instant access savings account called Smart Saver.

Smart Saver can be opened with just £1 and you can split your savings into personalised pots using the Zopa Bank app. You can save up to £250,000 across Smart Savings Hub pots.

Zopa Bank Smart Saver account reviews help you find out what it’s like to be a customer. If you’ve used Zopa Bank before, you can also leave a review and share your experience.

Review Zopa: Smart Saver now

Help others make smarter decisions by sharing your own experience.

Write a review

Zopa Smart Saver reviews (8146)

Tip top service

I find Zopa easy to use and customer service has always been great. Reviewed on: 17th January 2025

Zopa is friendly, easy to use and gives good interes...

Zopa is friendly, easy to use and gives good interest rates. What's not to like! Reviewed on: 17th January 2025

The Zopa app is easy to use, integrates well with my...

The Zopa app is easy to use, integrates well with my bank accounts and makes saving and moving money so easy. I highly recommend it to anyone wanting to save and get good interest on their savings. It’s so flexible and easy to change with changing circumstances. Reviewed on: 17th January 2025

Good range of flexible savings accounts.

Good range of flexible savings accounts with a good interest rate and an app that works beautifully. Reviewed on: 17th January 2025

Very simple to use, set up and manage.

Very simple to use, set up and manage. This is a big benefit for people who want to set up savings in an easy way and continue with managing it easily. Reviewed on: 17th January 2025

Fantastic savings account easy app to use and fast s...

Fantastic savings account easy app to use and fast service Reviewed on: 17th January 2025

App is great instant deposit and withdrawal love set...

App is great instant deposit and withdrawal love setting up pots for different things to save for Reviewed on: 17th January 2025

The easiest banking I have ever had.

The easiest banking I have ever had. Very easy to transfer money from an existing ISA that was earning a significantly reduced interest rate following it coming to term. I am now obtaining a competitive interest rate from Zopa. I hold other accounts with Zopa and it is so easy to manage them using the dedicated Zopa App. I would highly recommend Zopa to friends and family. Reviewed on: 17th January 2025

It’s good to get money from interest.

First of all I was attracted to the account by its good interest rate. Then it was easy to apply for and set up linking it to my banking current account which gives me no interest on my savings. Transfering money between the accounts is quick and easy. Whenever I have a surplus of money in my current account I transfer it to my Zopa account and earn interest from it before transferring it back when I need to pay my bills. Reviewed on: 17th January 2025

Really easy company to deal with very fair and every...

Really easy company to deal with very fair and everything is so simple to do in the app Reviewed on: 17th January 2025

Do you have a different Zopa product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Instant access savings
from Chip 4.81 from 285 reviews
Online Saver Plus
from Triodos Bank 4.82 from 553 reviews
Savings
from CAF Bank 4.12 from 3 reviews

Want to see more from Zopa?

Personal loan
from Zopa 4.91 from 69083 reviews
Fixed term savings account
from Zopa 4.87 from 1793 reviews
Credit card
from Zopa 4.87 from 44345 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub