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Zopa: Smart Saver reviews

Name: Smart Saver
Rating: 4.94 (8042 reviews)

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4.94

Based on 8,042 reviews, last reviewed 13th Mar 2026

81300% increase in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

95%

Latest highest rating:

4

Moving money from save to current account I wish I could move money from my primary savings into my biscuit bank account without having to do a withdrawal Reviewed on: 13th March 2026

Latest lowest rating:

1

Very poor customer service. The financial product is as good as any other financial provider, however, their customer service is appalling. You get cut off or passed from person ... Read more Reviewed on: 17th November 2025

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About this product

Zopa Bank have an instant access savings account called Smart Saver.

Smart Saver can be opened with just £1 and you can split your savings into personalised pots using the Zopa Bank app. You can save up to £250,000 across Smart Savings Hub pots.

Zopa Bank Smart Saver account reviews help you find out what it’s like to be a customer. If you’ve used Zopa Bank before, you can also leave a review and share your experience.

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Zopa Smart Saver reviews (8042)

Easy to use, allows different pots to be created for...

Easy to use, allows different pots to be created for different savings reasons, competitive interest rates Reviewed on: 17th January 2025

Reassuringly quick and easy.

Very clear, simple and quick to use, even for those of us with advancing Years! Reviewed on: 17th January 2025

It’s so easy

Super easy to use the app for all aspects of my savings Reviewed on: 17th January 2025

It's the best saving product I know

It's the best saving product I know from a reputable company Reviewed on: 17th January 2025

Fantastic flexible savings products

Zopa offers a range of savings options at very competitive interest rates. Their interactive phone app allows me to optimise the best interest as I manage my daily money demands Reviewed on: 17th January 2025

Savings done easily

A very easy process to setup the account, all done online in plain English steps. Account Management via the Zopa app is simple to do and very intuitive to use. Customer Service is excellent, with great communications and solid advice. Reviewed on: 17th January 2025

Zopa is like a family

Zopa have an easy access app the savings rates are good and the ease of transferring money to and from are amazing. Linking bank to savings is also good Reviewed on: 17th January 2025

Good customer service.

Never had any problems and any queries on my account is resolved quickly. I find the best saving rates with this company. Reviewed on: 17th January 2025

Well worth a look

Good range of savings accounts, easy to open with good interest rates. Reviewed on: 17th January 2025

Simple to use app

Very simple to use the app with a logical layout and easy to follow processes. Reviewed on: 17th January 2025

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