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Zopa: Smart Saver reviews

Name: Smart Saver
Rating: 4.82 (8146 reviews)

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4.82

Based on 8,146 reviews, last reviewed 7th May 2026

96% increase in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Easy, does what is says on the tin and it is possibl... Easy, does what is says on the tin and it is possible to speak to someone if needed. Reviewed on: 7th May 2026

Latest lowest rating:

1

Very poor customer service. The financial product is as good as any other financial provider, however, their customer service is appalling. You get cut off or passed from person ... Read more Reviewed on: 17th November 2025

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About this product

Zopa Bank have an instant access savings account called Smart Saver.

Smart Saver can be opened with just £1 and you can split your savings into personalised pots using the Zopa Bank app. You can save up to £250,000 across Smart Savings Hub pots.

Zopa Bank Smart Saver account reviews help you find out what it’s like to be a customer. If you’ve used Zopa Bank before, you can also leave a review and share your experience.

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Zopa Smart Saver reviews (8146)

I love the Zopa app.

I love the Zopa app. Quick & easy access allows me to keep track of my accounts. Good saving rates too. easy to transfer money quickly & securely. Reviewed on: 17th January 2025

Lots of options for savers

Lots of good options for anyone wanting to save money and earn a reasonable amount of interest. Well worth checking Zopa out. Reviewed on: 17th January 2025

Very easy to manage

very easy to manage savings, good rate and instant access to your savings when you need them. I like the ease of being able to add savings when I want to. Good interface in the app as well clear and easy to understand. Reviewed on: 17th January 2025

Great Savings product would recommend

Great Savings product would recommend Reviewed on: 17th January 2025

Great, a really easy app to use with a very good int...

Great, a really easy app to use with a very good interest rate. Reviewed on: 17th January 2025

Very good rates with customer friendly processes

Very good rates with customer friendly processes Reviewed on: 17th January 2025

Great rates, great app, great service.

Great rates, great app, great service. Reviewed on: 17th January 2025

Very impressive interest rates.

Very impressive interest rates. I’ve been with Zopa for 4 years now having initially taken out a car loan. I now have a savings account and current account with them and very impressed with how easy their app is to use and the interest / cashback available. Would recommend for loans, savings account and current accounts. Reviewed on: 17th January 2025

Good rates for new accounts , new current account al...

Good rates for new accounts , new current account also good Reviewed on: 17th January 2025

Great savings rates!

I have been with Zopa for a while with both a loan in the past and a current credit card. I have been using their smart savings account to build up my savings and am really impressed with their rates. Reviewed on: 17th January 2025

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