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Zopa: Smart Saver reviews

Name: Smart Saver
Rating: 4.82 (8146 reviews)

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4.82

Based on 8,146 reviews, last reviewed 7th May 2026

96% increase in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Easy, does what is says on the tin and it is possibl... Easy, does what is says on the tin and it is possible to speak to someone if needed. Reviewed on: 7th May 2026

Latest lowest rating:

1

Very poor customer service. The financial product is as good as any other financial provider, however, their customer service is appalling. You get cut off or passed from person ... Read more Reviewed on: 17th November 2025

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About this product

Zopa Bank have an instant access savings account called Smart Saver.

Smart Saver can be opened with just £1 and you can split your savings into personalised pots using the Zopa Bank app. You can save up to £250,000 across Smart Savings Hub pots.

Zopa Bank Smart Saver account reviews help you find out what it’s like to be a customer. If you’ve used Zopa Bank before, you can also leave a review and share your experience.

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Zopa Smart Saver reviews (8146)

Excellent

Excellent App and instant access to funds. Great interest rates, nice to see it going up monthly. Fantastic products. Reviewed on: 17th January 2025

Zopa are the most comprehensive company I have used.

Zopa are the most comprehensive company I have used.everything from credit card to saving.so easy to use and friendly.i can't recommend zopa enough. Reviewed on: 17th January 2025

For a loan or savings look no further

I have had loans and savings accounts with Zopa. Great rates on both and very easy to check on app how savings are growing., Reviewed on: 17th January 2025

Great bank

Easy to use app with good rates and almost instant access Reviewed on: 17th January 2025

Sleek and simplicity itself!

The ease and simplicity of the Zopa app means I can speedily access all my transactions and information. The app is sleek to use. Unlike other banking apps, I have never had any difficuties accessing my accounts. I have never experienced any login issues. I have everything I need at the touch of a button, at anytime of the day. Reviewed on: 17th January 2025

Zopa Bank

I enjoy a good 7.5 % rate on my regular savings and 2% on my current account from Zopa. The app is easy to use and also have my other bank accounts connected to overview in one place. Reviewed on: 17th January 2025

Good rates and easy to use

Easy to use app. Simple transfer of my ISA. Good interest rate Reviewed on: 17th January 2025

Smart saver offers top interest rates, paid monthly...

Smart saver offers top interest rates, paid monthly and east to set up automatic saver option. Reviewed on: 17th January 2025

Great savings account

Super easy to set up and use savings accounts plus great interest rates Reviewed on: 17th January 2025

Easy to use app and excellent rates on saving account.

Easy to use app and excellent rates on saving account. A great modern bank account. Reviewed on: 17th January 2025

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