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Zopa: Smart Saver reviews

Name: Smart Saver
Rating: 4.82 (8146 reviews)

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4.82

Based on 8,146 reviews, last reviewed 7th May 2026

96% increase in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Easy, does what is says on the tin and it is possibl... Easy, does what is says on the tin and it is possible to speak to someone if needed. Reviewed on: 7th May 2026

Latest lowest rating:

1

Very poor customer service. The financial product is as good as any other financial provider, however, their customer service is appalling. You get cut off or passed from person ... Read more Reviewed on: 17th November 2025

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About this product

Zopa Bank have an instant access savings account called Smart Saver.

Smart Saver can be opened with just £1 and you can split your savings into personalised pots using the Zopa Bank app. You can save up to £250,000 across Smart Savings Hub pots.

Zopa Bank Smart Saver account reviews help you find out what it’s like to be a customer. If you’ve used Zopa Bank before, you can also leave a review and share your experience.

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Zopa Smart Saver reviews (8146)

Love the savings pots

I’m very impressed with the Zopa app and how easy it is to create savings pots. Reviewed on: 17th January 2025

Only had to contact zopa once, issue resolved instan...

Only had to contact zopa once, issue resolved instantly, great range if accounts easy interface. Love the tiered interest options, judt started current account as they are the tops. Reviewed on: 17th January 2025

Fantastic one stop savings platform.

Consolidated all my savings pots into Zopa. The ISA transfer facility is useful and the smart savings hub easy to navigate and makes planning a cinch. The interest rates are very competitive to the extent that even with a good saving s lot, it makes no sense having pots with different providers chasing slightly higher rates. Transferring money in and out is simple and convenient. Reviewed on: 17th January 2025

Zopa - saving pots are a winner!

Zopa has helped me to ‘age my money’ massively- having various pots for various purposes locked away - with good interest rates - has been a game changer for me! Reviewed on: 17th January 2025

Excellent rates compared to the bank I have been usi...

Excellent rates compared to the bank I have been using for 50 odd years. Brilliant service and easy to use app. Credit card is a must for that emergency purchase and Zopa are great at looking after the customer. Reviewed on: 17th January 2025

Savings account

Great account, easy to access and transfer in and out of Reviewed on: 17th January 2025

Easy to use savings account

An easy to use savings account with loads of brilliant options!. Create savings pots with varying degrees of interest paid and withdrawal/access times which allows you to take control. Reviewed on: 17th January 2025

Great app, great visuals, easy money transfers

Great app, great visuals, easy money transfers Reviewed on: 17th January 2025

Great way to save and can use different pots to save...

Great way to save and can use different pots to save up for Reviewed on: 17th January 2025

Great company with a wide range of products

Such an easy company to deal with, very responsive and great range of products to choose from. Reviewed on: 17th January 2025

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