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Zopa: Smart Saver reviews

Name: Smart Saver
Rating: 4.94 (8042 reviews)

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4.94

Based on 8,042 reviews, last reviewed 13th Mar 2026

81300% increase in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

95%

Latest highest rating:

4

Moving money from save to current account I wish I could move money from my primary savings into my biscuit bank account without having to do a withdrawal Reviewed on: 13th March 2026

Latest lowest rating:

1

Very poor customer service. The financial product is as good as any other financial provider, however, their customer service is appalling. You get cut off or passed from person ... Read more Reviewed on: 17th November 2025

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About this product

Zopa Bank have an instant access savings account called Smart Saver.

Smart Saver can be opened with just £1 and you can split your savings into personalised pots using the Zopa Bank app. You can save up to £250,000 across Smart Savings Hub pots.

Zopa Bank Smart Saver account reviews help you find out what it’s like to be a customer. If you’ve used Zopa Bank before, you can also leave a review and share your experience.

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Zopa Smart Saver reviews (8042)

Excellent online banking

Very competitive rates also excellent website for transfers Reviewed on: 17th January 2025

Great service!

Great service, good interest and great to make pots! Reviewed on: 17th January 2025

Savings account.

To date I have no issues and have been pleased with the product I have Reviewed on: 17th January 2025

An easy refreshing way to manage savings

The app is simple to use and understand and simple is good. Applications are quick to process and you can set up innovative ways to deposit funds. It's just an easy refreshing way to manage savings. Reviewed on: 17th January 2025

Quick transfers and very easy to use app

It is so easy to set up different sub accounts, move money between them and choose to have instant access or lock your money in for a slightly higher interest rate. External transfers in and out are very which encourages you to save more knowing that if you move too much money in, you can quickly return it. The rates are not the best available, but, I feel the speed and functionality of the app makes up for this. Reviewed on: 17th January 2025

Easy set up and great rates

Easy set up, easy access and good interest rates. App straightforward to use. Clear communications regarding rate and conditions changes. Reviewed on: 17th January 2025

Market leading rates at the touch of a screen.

Market leading rates at the touch of a screen. Easily accessible support when you need it. Reviewed on: 17th January 2025

ZOPA are an excellent financial service provider

ZOPA are an excellent financial service provider Reviewed on: 17th January 2025

I have found dealing with Zopa and the app very easy...

I have found dealing with Zopa and the app very easy and informative. I am delighted to see how my savings are increasing and with the range of products offered. There is a dedicated effort to keep people up to date with their savings. Reviewed on: 17th January 2025

Great job good like it’s very well

Great job good like it’s very good especially me Reviewed on: 17th January 2025

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