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Zopa: Smart Saver reviews

4.82
Based on 8,146 reviews, last reviewed 7th May 2026
96% increase in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
95%
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5%
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0%
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0%
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Latest highest rating:

5

Easy, does what is says on the tin and it is possibl... Easy, does what is says on the tin and it is possible to speak to someone if needed. Reviewed on: 7th May 2026
I E's avatar
I E

Latest lowest rating:

1

Very poor customer service. The financial product is as good as any other financial provider, however, their customer service is appalling. You get cut off or passed from person ... Read more Reviewed on: 17th November 2025
Bernadette Fitzmaurice's avatar
Bernadette Fitzmaurice

About this product

Zopa Bank have an instant access savings account called Smart Saver.

Smart Saver can be opened with just £1 and you can split your savings into personalised pots using the Zopa Bank app. You can save up to £250,000 across Smart Savings Hub pots.

Zopa Bank Smart Saver account reviews help you find out what it’s like to be a customer. If you’ve used Zopa Bank before, you can also leave a review and share your experience.

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Zopa Smart Saver reviews (8146)

Great app and easy application to get started.

5
Great app and easy application to get started. Excellent interest rates too is icing on the cake Reviewed on: 17th January 2025

great service, best rates, very easy to add or withd...

5
great service, best rates, very easy to add or withdraw your money Reviewed on: 17th January 2025

A truly wonderful company

5
They are excellent, great communication and simplicity to use Reviewed on: 17th January 2025

Opened a saving account and put money in.

5
Opened a saving account and put money in...easy and user friendly app Reviewed on: 17th January 2025

Simply the best bank for your money.

5
Simply the best bank for your money. Friendly service, best rates and super easy to navigate Reviewed on: 17th January 2025

Excellent service with Zopa..

5
Zopa is a very convenient way to handle my savings and the interest rate is very good. Access is fast and efficient. Reviewed on: 17th January 2025

Zopa Saver

5
It’s very innovative thinking behind the app easy to use and move around Reviewed on: 17th January 2025

Very easy to use app.

5
Very easy to use app. Clear and concise information. I can manage all my finances in one place. Reviewed on: 17th January 2025

Easy to use - works for my saving goals

5
Easy to use - works for my saving goals Reviewed on: 17th January 2025

ZOPA experience

5
A great selection of financial products which are easily accessed supported by the convenience of an App. Reviewed on: 17th January 2025

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