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Zopa: Smart Saver reviews

Name: Smart Saver
Rating: 4.94 (8044 reviews)

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4.94

Based on 8,044 reviews, last reviewed 16th Mar 2026

81500% increase in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Outstanding rewards (direct debit cashback! Outstanding rewards (direct debit cashback!) and one of the best savings rates, all wrapped up in one modern, clean, sleek (and cute!) app. Zopa is cl... Read more Reviewed on: 16th March 2026

Latest lowest rating:

1

Very poor customer service. The financial product is as good as any other financial provider, however, their customer service is appalling. You get cut off or passed from person ... Read more Reviewed on: 17th November 2025

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About this product

Zopa Bank have an instant access savings account called Smart Saver.

Smart Saver can be opened with just £1 and you can split your savings into personalised pots using the Zopa Bank app. You can save up to £250,000 across Smart Savings Hub pots.

Zopa Bank Smart Saver account reviews help you find out what it’s like to be a customer. If you’ve used Zopa Bank before, you can also leave a review and share your experience.

Zopa Smart Saver reviews (8044)

Review of the Zopa, Smart Saver:

Flexible, high interest, easy to use banking app

Perfect for all your savings goals Reviewed on: 6th April 2023

Well worth a look

Good range of savings accounts, easy to open with good interest rates. Reviewed on: 17th January 2025

Simple to use app

Very simple to use the app with a logical layout and easy to follow processes. Reviewed on: 17th January 2025

Really easy to setup and transfer money in and out.

Really easy to setup and transfer money in and out. The app displays all the information I need. Have been using for many months and would recommend Reviewed on: 17th January 2025

Great company, fast response.

Great company, fast response. Lots of insights in to credit development to help growth. Great interest rates Reviewed on: 17th January 2025

Very happy with Zopa!!

I have been using Zopa now for over a year via the app. Easy to use and always works without issues. My son, sister and niece now all use Zopa. The interest rates are also competitive. I love it!! Reviewed on: 17th January 2025

Very happy with the Zopa app straight forward to use...

Very happy with the Zopa app straight forward to use and so far it has been very competative Reviewed on: 17th January 2025

Easy to set up, the app its very easy to use too.

Easy to set up, the app its very easy to use too. Any rate changes are communicated clearly. Reviewed on: 17th January 2025

Zopa is excellent

Great app with a fresh, modern and y fussy design. Easy to see how the interest is accumulating. Excellent interest rates. I like the ability to create savings pots and opt into timescales that offer increased interest. Reviewed on: 17th January 2025

First Class

Brilliantly straightforward app. Easy and instant access to funds. Great interest rates. I can't praise them enough. Reviewed on: 17th January 2025

Smart Saver

Very easy to open savings account and to fund the account Reviewed on: 17th January 2025

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