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Zopa: Smart Saver reviews

Name: Smart Saver
Rating: 4.94 (8044 reviews)

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4.94

Based on 8,044 reviews, last reviewed 16th Mar 2026

81500% increase in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Outstanding rewards (direct debit cashback! Outstanding rewards (direct debit cashback!) and one of the best savings rates, all wrapped up in one modern, clean, sleek (and cute!) app. Zopa is cl... Read more Reviewed on: 16th March 2026

Latest lowest rating:

1

Very poor customer service. The financial product is as good as any other financial provider, however, their customer service is appalling. You get cut off or passed from person ... Read more Reviewed on: 17th November 2025

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About this product

Zopa Bank have an instant access savings account called Smart Saver.

Smart Saver can be opened with just £1 and you can split your savings into personalised pots using the Zopa Bank app. You can save up to £250,000 across Smart Savings Hub pots.

Zopa Bank Smart Saver account reviews help you find out what it’s like to be a customer. If you’ve used Zopa Bank before, you can also leave a review and share your experience.

Zopa Smart Saver reviews (8044)

Review of the Zopa, Smart Saver:

Flexible, high interest, easy to use banking app

Perfect for all your savings goals Reviewed on: 6th April 2023

Good experience with Zopa for savings and I have a c...

Good experience with Zopa for savings and I have a current account with them. Reviewed on: 17th January 2025

An excellent product offering some of the most compe...

An excellent product offering some of the most competitive rates in the market. Reviewed on: 17th January 2025

Absolutely love my smart saver, it’s been a staple i...

Absolutely love my smart saver, it’s been a staple in my saving challenge, I like that I can set it up at the start of the month for a direct debit and then I don’t need to think about it Reviewed on: 17th January 2025

Got few things with Zopa always great service always...

Got few things with Zopa always great service always great rates Reviewed on: 17th January 2025

Intuitive app makes saving easy

Really easy to set up an account, app is intuitive so easy to see where your savings are and how to move money around. Can link to existing accounts making moving money very simple. Shows your total of savings and broken down into different pots. Can name the pots so your budgeting is clear. When I had an issue with the app loading Zopa responded quickly and appropriately, seemed to genuinely care about my individual experience. Reviewed on: 17th January 2025

Love the app and rates are good.

Love the app and rates are good. Reviewed on: 17th January 2025

I have bern saving with Zopa for a while.

I have bern saving with Zopa for a while. I would like to have a zopa credit card. Reviewed on: 17th January 2025

Easy to use services.

Just the open communication. Clear details about products and services. Easy to follow instructions and access to helpful advice. Ease to link accounts and make safe, quick transfers. Competitive interest rates to boost your savings. Reviewed on: 17th January 2025

Great app!

probably one of the easiest and best finance app's ever used Reviewed on: 17th January 2025

Really good

Really good always keeps me informed about any products that may be suitable. Very pleased to use them Reviewed on: 17th January 2025

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