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Zopa: Smart Saver reviews

Name: Smart Saver
Rating: 4.94 (8044 reviews)

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4.94

Based on 8,044 reviews, last reviewed 16th Mar 2026

81500% increase in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Outstanding rewards (direct debit cashback! Outstanding rewards (direct debit cashback!) and one of the best savings rates, all wrapped up in one modern, clean, sleek (and cute!) app. Zopa is cl... Read more Reviewed on: 16th March 2026

Latest lowest rating:

1

Very poor customer service. The financial product is as good as any other financial provider, however, their customer service is appalling. You get cut off or passed from person ... Read more Reviewed on: 17th November 2025

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About this product

Zopa Bank have an instant access savings account called Smart Saver.

Smart Saver can be opened with just £1 and you can split your savings into personalised pots using the Zopa Bank app. You can save up to £250,000 across Smart Savings Hub pots.

Zopa Bank Smart Saver account reviews help you find out what it’s like to be a customer. If you’ve used Zopa Bank before, you can also leave a review and share your experience.

Zopa Smart Saver reviews (8044)

Review of the Zopa, Smart Saver:

Flexible, high interest, easy to use banking app

Perfect for all your savings goals Reviewed on: 6th April 2023

What’s not to love ?

Incredibly easy to set up my account. Supported by a smart an intuitive App and topped off with brilliant interest rates. What’s not to love ? Reviewed on: 17th January 2025

Very easy to set up an account and very easy to use...

Very easy to set up an account and very easy to use once set up. Reviewed on: 17th January 2025

Good saving account good regular interest easy access

Good saving account good regular interest easy access Reviewed on: 17th January 2025

Efficient and trustworthy bank, I would gladly recom...

Efficient and trustworthy bank, I would gladly recommend Reviewed on: 17th January 2025

Great service and an easy app to navigate.

Great service and an easy app to navigate. Good rates Reviewed on: 17th January 2025

It's really easy to use, and manage through the app.

It's really easy to use, and manage through the app. It also gives excellent rates as it stands Reviewed on: 17th January 2025

Efficient and reliable.

All transactions completed efficiently and in a timely manner. The app is very easy to use. Reviewed on: 17th January 2025

Easy to use app

Easy to use app, makes managing savings for multiple purposes really simple Reviewed on: 17th January 2025

I love the saving pots and Isa’s too.

I love the saving pots and Isa’s too. Been with them over a year now, the app works well and it’s easy to navigate. Reviewed on: 17th January 2025

rewarding

An easy to use and intuitive app helps me keep track of my savings, while also providing a decent return via interest. The terms are clear and I’ve complete control over how I can save. Reviewed on: 17th January 2025

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