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Zopa: Smart Saver reviews

Name: Smart Saver
Rating: 4.82 (8146 reviews)

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4.82

Based on 8,146 reviews, last reviewed 7th May 2026

96% increase in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Easy, does what is says on the tin and it is possibl... Easy, does what is says on the tin and it is possible to speak to someone if needed. Reviewed on: 7th May 2026

Latest lowest rating:

1

Very poor customer service. The financial product is as good as any other financial provider, however, their customer service is appalling. You get cut off or passed from person ... Read more Reviewed on: 17th November 2025

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About this product

Zopa Bank have an instant access savings account called Smart Saver.

Smart Saver can be opened with just £1 and you can split your savings into personalised pots using the Zopa Bank app. You can save up to £250,000 across Smart Savings Hub pots.

Zopa Bank Smart Saver account reviews help you find out what it’s like to be a customer. If you’ve used Zopa Bank before, you can also leave a review and share your experience.

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Zopa Smart Saver reviews (8146)

Easy app

Easy to use app, no problems at all. Very happy. Reviewed on: 17th January 2025

Perfect experience

Easy to navigate website, easy to set up savings account, great rates. Reviewed on: 17th January 2025

Zopa has consistently offered top rates and excellen...

Zopa has consistently offered top rates and excellent products. So much so that, over time, I have moved most of my savings to them. Reviewed on: 17th January 2025

Fabulous online banking service

It’s been really eye opening. It’s extremely easy to use. I love knowing the interest I receive monthly, always on the same day. knowing my money is safe and easy accessible is brilliant. Reviewed on: 17th January 2025

Great easy to use features

Very easy to use. Lots of thought out into services offered. Great savings pots Reviewed on: 17th January 2025

Smart easy access app.

Smart easy access app. Interest paid can be viewed at a glance. Great interest rates. Reviewed on: 17th January 2025

Excellent experience with a super easy to use app an...

Excellent experience with a super easy to use app and great visibility and analytics tools. Really like the boosted pot functionality. Reviewed on: 17th January 2025

Zopa have been the best bank I’ve had.

Zopa have been the best bank I’ve had. Great savings rate. Easy to set up & move money around. Reviewed on: 17th January 2025

Flexible and competitive

I love the flexibility of Zopa's saver accounts, and the saving pots. Plus the interest is so much better than high street banks. I've used my Zopa accounts to save for my first house, holidays, Christmas etc. Reviewed on: 17th January 2025

Decent savings rates but there is some higher rates...

Decent savings rates but there is some higher rates with competitors, easy to set up accounts. Reviewed on: 17th January 2025

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