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Zopa: Smart Saver reviews

Name: Smart Saver
Rating: 4.82 (8146 reviews)

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4.82

Based on 8,146 reviews, last reviewed 7th May 2026

96% increase in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Easy, does what is says on the tin and it is possibl... Easy, does what is says on the tin and it is possible to speak to someone if needed. Reviewed on: 7th May 2026

Latest lowest rating:

1

Very poor customer service. The financial product is as good as any other financial provider, however, their customer service is appalling. You get cut off or passed from person ... Read more Reviewed on: 17th November 2025

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About this product

Zopa Bank have an instant access savings account called Smart Saver.

Smart Saver can be opened with just £1 and you can split your savings into personalised pots using the Zopa Bank app. You can save up to £250,000 across Smart Savings Hub pots.

Zopa Bank Smart Saver account reviews help you find out what it’s like to be a customer. If you’ve used Zopa Bank before, you can also leave a review and share your experience.

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Zopa Smart Saver reviews (8146)

Nice interest!

Easy to set up and manage. Great interest rates and easy to access Reviewed on: 17th January 2025

Highly Recommended

Love the way you can add and remove money from and to Zopa and the way you can create POTS with different notice levels and interest rates. Reviewed on: 17th January 2025

Great Products

App is simple to use. Account set up in minutes. Great products and interest rates Reviewed on: 17th January 2025

Quick and simple

Easy to transfer money from one account to the other. quick and simple Reviewed on: 17th January 2025

Excellent!

Excellent service, fast deposits/withdrawals and clear statements, with a good interest rate Reviewed on: 17th January 2025

Great company

Really good customer service and interest rates. Reviewed on: 17th January 2025

Easy, flexible & fair savings account

I started investing with Zopa's Smart Saver account 2 or 3 years ago and have found it very easy and intuitive to use. They also gave me a decision on a loan within 20 mins, and I'm now able to pay the whole sum off within 3 years rather than paying the exorbitant fees I was being charged on 2 credit cards. It was a HUGE relief! Reviewed on: 17th January 2025

Very simple user friendly process with no fuss

Very simple user friendly process with no fuss Reviewed on: 17th January 2025

Very straightforward savings accounts

Very straightforward and easy to understand and use I find it very useful in my savings journey and have opened several very useful pots each with it's own interest rates I'm very happy to be using Zopa for my savings as well as credit card and now bank account. Reviewed on: 17th January 2025

Zopa - so easy to manage your money.

Zopa gives a great rate of interest, the app is very easy to use too. Reviewed on: 17th January 2025

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