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Zopa: Smart Saver reviews

Name: Smart Saver
Rating: 4.94 (8043 reviews)

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4.94

Based on 8,043 reviews, last reviewed 16th Mar 2026

81400% increase in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Zopa is a winner Very easy to set up and and the app is easy to understand. Would definitely recommend to friends. Reviewed on: 16th March 2026

Latest lowest rating:

1

Very poor customer service. The financial product is as good as any other financial provider, however, their customer service is appalling. You get cut off or passed from person ... Read more Reviewed on: 17th November 2025

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About this product

Zopa Bank have an instant access savings account called Smart Saver.

Smart Saver can be opened with just £1 and you can split your savings into personalised pots using the Zopa Bank app. You can save up to £250,000 across Smart Savings Hub pots.

Zopa Bank Smart Saver account reviews help you find out what it’s like to be a customer. If you’ve used Zopa Bank before, you can also leave a review and share your experience.

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Zopa Smart Saver reviews (8043)

Best App based banking

Great rates and easy to use app. Reviewed on: 17th January 2025

So easy to use and great interest rates

So easy to use and great interest rates Reviewed on: 17th January 2025

App is very easy to use, I save without thinking abo...

App is very easy to use, I save without thinking about it Reviewed on: 17th January 2025

Outstanding

Immense company & extremely helpful Reviewed on: 17th January 2025

Trouble-free banking and market leading rates

Trouble-free banking and market leading rates Reviewed on: 17th January 2025

So easy to set up and great interest rate

So easy to set up and great interest rate Reviewed on: 17th January 2025

Amazing for impulsive spenders trying to save!

Very high interest rates, and with the new bank account you can unlock probably the highest in the UK for instant access. Very efficient and able to get a hold of customer service quickly if needs be. I LOVE the fact you can lock pots, the more notice you have to give the higher the interest rate they’ll give you! Brilliant if you’re trying to save and are impulsive with spending. Reviewed on: 14th January 2025

Over 10 year with zopa

I have had an account for over 10 year. It very good and easy service to use. App is very clear and easy to see your money and monthly intrested added. Much better than any old style high st bank. Reviewed on: 21st December 2024

Top marks for Zooa

I have been using Zopa for good few months and it is really good. The rates are great and the app is just amazing- a seamless no-nonsense process. It is so easy to top up the account and withdraw the money, never had any problems. Reviewed on: 8th December 2024

Customer service are total time wasters who can bare...

Customer service are total time wasters who can barely speak English Reviewed on: 20th November 2024

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