Write a review

Zopa: Smart Saver reviews

Name: Smart Saver
Rating: 4.94 (6787 reviews)

View other Zopa products

4.94

Based on 6,787 reviews, last reviewed 7th Apr 2025

33300% increase in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

95%

Latest highest rating:

4

Good all-round company but rates could be better Good all-round company but rates could be better Reviewed on: 7th April 2025

Latest lowest rating:

1

Customer service are total time wasters who can bare... Customer service are total time wasters who can barely speak English Reviewed on: 20th November 2024

Read all reviews See your review

About this product

Zopa Bank have an instant access savings account called Smart Saver.

Smart Saver can be opened with just £1 and you can split your savings into personalised pots using the Zopa Bank app. You can save up to £250,000 across Smart Savings Hub pots.

Zopa Bank Smart Saver account reviews help you find out what it’s like to be a customer. If you’ve used Zopa Bank before, you can also leave a review and share your experience.

Zopa Smart Saver reviews (6787)

Review of the Zopa, Smart Saver:

Simplicity itself.

Very simple to set up and use, very competitive rates. I like the flexibility to move savings into different pots with different interest rates. Very useful if saving for something specific. Reviewed on: 17th March 2023

Quick to set up with an added great interest rate

Quick to set up with an added great interest rate Reviewed on: 5th April 2025

Zopa's Smart Saver is perfect for me.

Zopa's Smart Saver is perfect for me. Simple to use , competitive interest rate and no penalties for ' dipping' into it if it's absolutely necessary. Reviewed on: 5th April 2025

Excellent Savings Account

Customer service is great snd interest rates are very favourable too. I love that I can divide savings into different pots. Reviewed on: 4th April 2025

Great bank with great rates and easy to use.

Great bank with great rates and easy to use. No hesitation in recommending Zooa! Reviewed on: 4th April 2025

Pretty good

App is very user friendly and easy to split savings into multiple pots. Interest rate is not as competitive as it once was. Reviewed on: 4th April 2025

Excellent Regular Saver Account

A really fresh banking app with some nice features built in. I am impressed by the products on offer and particularly like the 7.5% regular savings account that you can even move money out of if required and not lose out. Reviewed on: 4th April 2025

Excellent customer service.

Excellent customer service. System works very well and is easy to use. Planning to open a Zopa ISA in the new tax year. Reviewed on: 4th April 2025

I find the Zopa app excellent.

I find the Zopa app excellent. It's so easy to use. Transferring money is instantaneous. I like having the individual savings pots and the interest paid each month. Reviewed on: 3rd April 2025

New account - brilliant so far.

Opened account due to offer of regular savings account. All gone incredibly smoothly so far - easy to use, and am looking forward to using the accounts moving forward from here. Reviewed on: 3rd April 2025

Very easy platform to use and great rates

Very easy platform to use and great rates Reviewed on: 3rd April 2025

Do you have a different Zopa product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Online Saver
from Triodos Bank 4.93 from 721 reviews
Charity Saver
from Triodos Bank 4.96 from 109 reviews
Saver
from Santander 3.88 from 51 reviews

There's still more to see!

Zopa has a range of products available. Check the ratings of each product to find the right one for you. View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub