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Zopa: Smart Saver reviews

Name: Smart Saver
Rating: 4.94 (8044 reviews)

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4.94

Based on 8,044 reviews, last reviewed 16th Mar 2026

81500% increase in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Outstanding rewards (direct debit cashback! Outstanding rewards (direct debit cashback!) and one of the best savings rates, all wrapped up in one modern, clean, sleek (and cute!) app. Zopa is cl... Read more Reviewed on: 16th March 2026

Latest lowest rating:

1

Very poor customer service. The financial product is as good as any other financial provider, however, their customer service is appalling. You get cut off or passed from person ... Read more Reviewed on: 17th November 2025

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About this product

Zopa Bank have an instant access savings account called Smart Saver.

Smart Saver can be opened with just £1 and you can split your savings into personalised pots using the Zopa Bank app. You can save up to £250,000 across Smart Savings Hub pots.

Zopa Bank Smart Saver account reviews help you find out what it’s like to be a customer. If you’ve used Zopa Bank before, you can also leave a review and share your experience.

Zopa Smart Saver reviews (8044)

Review of the Zopa, Smart Saver:

Flexible, high interest, easy to use banking app

Perfect for all your savings goals Reviewed on: 6th April 2023

Simple reliable app.

Simple reliable app. Clear and straightforward to manage my account. Competitive interest rates. Reviewed on: 12th April 2024

It’s great,

It’s great, not had a single problem Reviewed on: 12th April 2024

Faultless so far, no complaints and a very simple st...

Faultless so far, no complaints and a very simple straightforward app to use Reviewed on: 12th April 2024

Excellent home for your savings!

Easy app to use and competitive interest rates. Reviewed on: 12th April 2024

Easy app banking and good rates of savings interest

Easy app banking and good rates of savings interest Reviewed on: 12th April 2024

Highly recommended

Very easy to set up and customer service very helpful Reviewed on: 12th April 2024

Easy to use app.

Easy to use app. Easy to move money around in the various smart save accounts l. Reviewed on: 12th April 2024

Easy to set up, excellent interest rates

Easy to set up, excellent interest rates Reviewed on: 12th April 2024

Easy to use app makes saving so easy

Easy to use app makes saving so easy Reviewed on: 12th April 2024

Zopa, easy to use and good rates

Very easy to use website, lots of options for time if locking away savings. Interest rates are changed quickly when responding to uk rates. Overall very good rates , easy access and simple interface Reviewed on: 12th April 2024

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