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Zopa: Smart Saver reviews

Name: Smart Saver
Rating: 4.94 (8044 reviews)

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4.94

Based on 8,043 reviews, last reviewed 16th Mar 2026

81400% increase in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Zopa is a winner Very easy to set up and and the app is easy to understand. Would definitely recommend to friends. Reviewed on: 16th March 2026

Latest lowest rating:

1

Very poor customer service. The financial product is as good as any other financial provider, however, their customer service is appalling. You get cut off or passed from person ... Read more Reviewed on: 17th November 2025

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About this product

Zopa Bank have an instant access savings account called Smart Saver.

Smart Saver can be opened with just £1 and you can split your savings into personalised pots using the Zopa Bank app. You can save up to £250,000 across Smart Savings Hub pots.

Zopa Bank Smart Saver account reviews help you find out what it’s like to be a customer. If you’ve used Zopa Bank before, you can also leave a review and share your experience.

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Zopa Smart Saver reviews (8044)

The app is very easy to use

The app is very easy to use allowing me to move money to the different accounts with different notice for removing my money. I have found this very useful for managing my money. Reviewed on: 12th April 2024

Very is to apply and setup with great follow up info...

Very is to apply and setup with great follow up information. Instance access which it quick and triuble free Reviewed on: 12th April 2024

Excellent rate easy to use very user friendly

Excellent rate easy to use very user friendly Reviewed on: 12th April 2024

Great app, fantastic service

Really easy to set up the account and the app works really well. Always find they give clear informative details about their products. The smart saver allows me to seamlessly add money from my high street bank account through their app. Reviewed on: 12th April 2024

Amazing easy app to use.

Amazing easy app to use. Brilliant idea having pots to move money. Text reminders of money movement is essential for account security. Reviewed on: 12th April 2024

Easy to navigate online.

Easy to navigate online. Good rates of interest and easy access. Reviewed on: 12th April 2024

The app is so easy to use and helps you organise you...

The app is so easy to use and helps you organise your savings easily. Reviewed on: 12th April 2024

Zopa have very innovative products that I have not s...

Zopa have very innovative products that I have not seen anywhere else. Reviewed on: 12th April 2024

Brilliantly easy to use.

Brilliantly easy to use. Can move money in and out in seconds and it appears in minutes. Simple, user-friendly app-based interface and most importantly - great interest rates. Reviewed on: 12th April 2024

Very competitive interest rates and incredibly easy...

Very competitive interest rates and incredibly easy to use app. Overall, a fantastic company to deal with, I would highly recommend them. I am in no doubt, best product on the marketplace Reviewed on: 12th April 2024

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