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Zopa: Smart Saver reviews

Name: Smart Saver
Rating: 4.82 (8146 reviews)

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4.82

Based on 8,146 reviews, last reviewed 7th May 2026

96% increase in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Easy, does what is says on the tin and it is possibl... Easy, does what is says on the tin and it is possible to speak to someone if needed. Reviewed on: 7th May 2026

Latest lowest rating:

1

Very poor customer service. The financial product is as good as any other financial provider, however, their customer service is appalling. You get cut off or passed from person ... Read more Reviewed on: 17th November 2025

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About this product

Zopa Bank have an instant access savings account called Smart Saver.

Smart Saver can be opened with just £1 and you can split your savings into personalised pots using the Zopa Bank app. You can save up to £250,000 across Smart Savings Hub pots.

Zopa Bank Smart Saver account reviews help you find out what it’s like to be a customer. If you’ve used Zopa Bank before, you can also leave a review and share your experience.

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Zopa Smart Saver reviews (8146)

An excellent company.

An excellent company. Great savings rates, innovative with excellent service Reviewed on: 17th January 2025

Zopa- helping me manage my money so much better!

Zopa is a brilliant way to manage your money from the layout and reliability of the app to the savings rates offered. Zopa makes a real difference in allowing me to manage my savings in a flexible way. Reviewed on: 17th January 2025

Good interest rates, great customer service

Good interest rates, great customer service Reviewed on: 17th January 2025

Best App based banking

Great rates and easy to use app. Reviewed on: 17th January 2025

So easy to use and great interest rates

So easy to use and great interest rates Reviewed on: 17th January 2025

App is very easy to use, I save without thinking abo...

App is very easy to use, I save without thinking about it Reviewed on: 17th January 2025

Outstanding

Immense company & extremely helpful Reviewed on: 17th January 2025

Trouble-free banking and market leading rates

Trouble-free banking and market leading rates Reviewed on: 17th January 2025

So easy to set up and great interest rate

So easy to set up and great interest rate Reviewed on: 17th January 2025

Amazing for impulsive spenders trying to save!

Very high interest rates, and with the new bank account you can unlock probably the highest in the UK for instant access. Very efficient and able to get a hold of customer service quickly if needs be. I LOVE the fact you can lock pots, the more notice you have to give the higher the interest rate they’ll give you! Brilliant if you’re trying to save and are impulsive with spending. Reviewed on: 14th January 2025

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