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Zopa: Smart Saver reviews

Name: Smart Saver
Rating: 4.94 (8045 reviews)

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4.94

Based on 8,045 reviews, last reviewed 20th Mar 2026

81600% increase in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Excellent interest on savings Zoos offer excellent rates on their savings accounts and the process for opening accounts is very easy. Reviewed on: 20th March 2026

Latest lowest rating:

1

Very poor customer service. The financial product is as good as any other financial provider, however, their customer service is appalling. You get cut off or passed from person ... Read more Reviewed on: 17th November 2025

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About this product

Zopa Bank have an instant access savings account called Smart Saver.

Smart Saver can be opened with just £1 and you can split your savings into personalised pots using the Zopa Bank app. You can save up to £250,000 across Smart Savings Hub pots.

Zopa Bank Smart Saver account reviews help you find out what it’s like to be a customer. If you’ve used Zopa Bank before, you can also leave a review and share your experience.

Zopa Smart Saver reviews (8045)

Review of the Zopa, Smart Saver:

Flexible, high interest, easy to use banking app

Perfect for all your savings goals Reviewed on: 6th April 2023

Good interest rate and recommend to partner

Good interest rate and recommend to partner Reviewed on: 1st March 2024

Zopa Savings

Have multiple savings accounts. App is great and easy to use. Reviewed on: 1st March 2024

Good ways to save good interest rates and good servi...

Good ways to save good interest rates and good service when needed Reviewed on: 1st March 2024

easy to use and rate adjusted when bank rate changes...

easy to use and rate adjusted when bank rate changesvery good Reviewed on: 1st March 2024

I can do everything through the app

Great experience, I can do everything through the convenient app. Beats high street banks hands down. Reviewed on: 1st March 2024

amazing savings account

I feel it’s been so much easier to save using Zopa, and the interest rates are amazing and have been consistently improved while I’ve had savings with them. I would definitely recommend! Reviewed on: 1st March 2024

Very user friendly app and positive experience overall.

Very user friendly app and positive experience overall. Reviewed on: 1st March 2024

Easy to use.

Easy to use. Competitive interest rates. Reviewed on: 1st March 2024

Zopa Smart Saver Accounts

The Zopa Smart Saver app is very easy to use, notifications are timely and relevant and savings rates competitive Reviewed on: 1st March 2024

One issue and they sorted immediately

One issue and they sorted immediately Reviewed on: 1st March 2024

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