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Zopa: Smart Saver reviews

Name: Smart Saver
Rating: 4.94 (8044 reviews)

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4.94

Based on 8,044 reviews, last reviewed 16th Mar 2026

81500% increase in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Outstanding rewards (direct debit cashback! Outstanding rewards (direct debit cashback!) and one of the best savings rates, all wrapped up in one modern, clean, sleek (and cute!) app. Zopa is cl... Read more Reviewed on: 16th March 2026

Latest lowest rating:

1

Very poor customer service. The financial product is as good as any other financial provider, however, their customer service is appalling. You get cut off or passed from person ... Read more Reviewed on: 17th November 2025

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About this product

Zopa Bank have an instant access savings account called Smart Saver.

Smart Saver can be opened with just £1 and you can split your savings into personalised pots using the Zopa Bank app. You can save up to £250,000 across Smart Savings Hub pots.

Zopa Bank Smart Saver account reviews help you find out what it’s like to be a customer. If you’ve used Zopa Bank before, you can also leave a review and share your experience.

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Zopa Smart Saver reviews (8044)

Excellent app for on- line savers

Easy app to use. Great rates. Highly recommend. Transfers money speedily. Gave hac no problems with, but eould like ifs to be part of bank sharing. Reviewed on: 1st March 2024

Efficient

Easy to navigate app, good savings rates increased promptly with bank rate increases,trouble free quick access to money Reviewed on: 1st March 2024

Brill app, easy to install and use

Brill app, easy to install and use Reviewed on: 1st March 2024

Zopa savings accounts; Simple, Secure, Intuitive!

Zopa savings accounts are simple to set up and very secure and intuitive to use! My Smart Saver account receives a competitive rate of interest! Credited to my account each month, the interest payments motivate my savings further by rounding my account balance up to the closest £10! Reviewed on: 1st March 2024

Simple tip rates and excellent app

Simple tip rates and excellent app Reviewed on: 1st March 2024

Very easy to use and flexible savings account.

Very easy to use and flexible savings account. I find it particularly useful that I can create multiple pots with their own interest rates and levels of accessibility. Reviewed on: 1st March 2024

Very simple straight forward no issues

Very simple straight forward no issues Reviewed on: 1st March 2024

Good product

I have been very happy so far, it is quick and easy to use Reviewed on: 1st March 2024

Easy procedure.

It was a very easy procedure and the product easy to get. Reviewed on: 1st March 2024

Savings Pots

I love the different pots you can save in and also have the choice of notice pots Reviewed on: 1st March 2024

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