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Zopa: Smart Saver reviews

Name: Smart Saver
Rating: 4.94 (8044 reviews)

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4.94

Based on 8,044 reviews, last reviewed 16th Mar 2026

81500% increase in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Outstanding rewards (direct debit cashback! Outstanding rewards (direct debit cashback!) and one of the best savings rates, all wrapped up in one modern, clean, sleek (and cute!) app. Zopa is cl... Read more Reviewed on: 16th March 2026

Latest lowest rating:

1

Very poor customer service. The financial product is as good as any other financial provider, however, their customer service is appalling. You get cut off or passed from person ... Read more Reviewed on: 17th November 2025

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About this product

Zopa Bank have an instant access savings account called Smart Saver.

Smart Saver can be opened with just £1 and you can split your savings into personalised pots using the Zopa Bank app. You can save up to £250,000 across Smart Savings Hub pots.

Zopa Bank Smart Saver account reviews help you find out what it’s like to be a customer. If you’ve used Zopa Bank before, you can also leave a review and share your experience.

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Zopa Smart Saver reviews (8044)

Zopa Savings

Have multiple savings accounts. App is great and easy to use. Reviewed on: 1st March 2024

Good ways to save good interest rates and good servi...

Good ways to save good interest rates and good service when needed Reviewed on: 1st March 2024

easy to use and rate adjusted when bank rate changes...

easy to use and rate adjusted when bank rate changesvery good Reviewed on: 1st March 2024

I can do everything through the app

Great experience, I can do everything through the convenient app. Beats high street banks hands down. Reviewed on: 1st March 2024

amazing savings account

I feel it’s been so much easier to save using Zopa, and the interest rates are amazing and have been consistently improved while I’ve had savings with them. I would definitely recommend! Reviewed on: 1st March 2024

Very user friendly app and positive experience overall.

Very user friendly app and positive experience overall. Reviewed on: 1st March 2024

Easy to use.

Easy to use. Competitive interest rates. Reviewed on: 1st March 2024

Zopa Smart Saver Accounts

The Zopa Smart Saver app is very easy to use, notifications are timely and relevant and savings rates competitive Reviewed on: 1st March 2024

One issue and they sorted immediately

One issue and they sorted immediately Reviewed on: 1st March 2024

The app is fun and easy to use.

The app is fun and easy to use. Zopa's communications help me stay on top of my finances and create a more stable financial future . Reviewed on: 1st March 2024

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