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Zopa: Smart Saver reviews

Name: Smart Saver
Rating: 4.94 (8044 reviews)

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4.94

Based on 8,044 reviews, last reviewed 16th Mar 2026

81500% increase in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Outstanding rewards (direct debit cashback! Outstanding rewards (direct debit cashback!) and one of the best savings rates, all wrapped up in one modern, clean, sleek (and cute!) app. Zopa is cl... Read more Reviewed on: 16th March 2026

Latest lowest rating:

1

Very poor customer service. The financial product is as good as any other financial provider, however, their customer service is appalling. You get cut off or passed from person ... Read more Reviewed on: 17th November 2025

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About this product

Zopa Bank have an instant access savings account called Smart Saver.

Smart Saver can be opened with just £1 and you can split your savings into personalised pots using the Zopa Bank app. You can save up to £250,000 across Smart Savings Hub pots.

Zopa Bank Smart Saver account reviews help you find out what it’s like to be a customer. If you’ve used Zopa Bank before, you can also leave a review and share your experience.

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Zopa Smart Saver reviews (8044)

Easy, Convenient,Trusted

Smartsaver is easy to use, offering good rates from instant access through to all the different notice booster pots. I feel in control! Reviewed on: 1st March 2024

Very easy to set up, loads of tools to deal with all...

Very easy to set up, loads of tools to deal with all my financial needs. Good to know my borrowing power. Reviewed on: 1st March 2024

Love the pots

Love having the different pots that let me organise my sa I gs Reviewed on: 1st March 2024

Easy to use, customer friendly.

Easy to use, customer friendly. Not overly complicated and the user interface is simple in design and very user friendly. Would definitely recommend Zopa. Reviewed on: 1st March 2024

Very quick transfers, in and out, great bank!

Great bank! Very quick transfers in and out of my current account as I need the money or want to save, no problems, love the little pots so easy to budget! Great interest rates, choice of boosted pots to meet my needs, lots of suggestions to make most of my money savings. I love Zopa! Wish it had been around 50 years ago! Reviewed on: 1st March 2024

Excellent service and really easy to use

Excellent service and really easy to use Reviewed on: 1st March 2024

Saving account

Very easy app to use and great savings rates Reviewed on: 1st March 2024

Simple to use secure app.

Simple to use secure app. Good saver interest rate Reviewed on: 1st March 2024

Zopa savings

Been using Zopa to save for a couple of years. Easy app to use, straight forward to move money in/out. Good rates. Have multiple pots for different things, some boosted. No problems so far so no need to contact customer service. Reviewed on: 1st March 2024

Easy to use, great app, good rates

Easy to use, great app, good rates Reviewed on: 1st March 2024

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