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Zopa: Smart Saver reviews

Name: Smart Saver
Rating: 4.94 (8044 reviews)

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4.94

Based on 8,044 reviews, last reviewed 16th Mar 2026

81500% increase in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Outstanding rewards (direct debit cashback! Outstanding rewards (direct debit cashback!) and one of the best savings rates, all wrapped up in one modern, clean, sleek (and cute!) app. Zopa is cl... Read more Reviewed on: 16th March 2026

Latest lowest rating:

1

Very poor customer service. The financial product is as good as any other financial provider, however, their customer service is appalling. You get cut off or passed from person ... Read more Reviewed on: 17th November 2025

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About this product

Zopa Bank have an instant access savings account called Smart Saver.

Smart Saver can be opened with just £1 and you can split your savings into personalised pots using the Zopa Bank app. You can save up to £250,000 across Smart Savings Hub pots.

Zopa Bank Smart Saver account reviews help you find out what it’s like to be a customer. If you’ve used Zopa Bank before, you can also leave a review and share your experience.

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Zopa Smart Saver reviews (8044)

Interest rates are good.

Interest rates are good. App is easy to use Reviewed on: 1st March 2024

Easy to set up & easy to use.

Easy to set up & easy to use. Good savings rate. Reviewed on: 1st March 2024

Easy to use app.

Easy to use app. Good ratesand competitive in the market Reviewed on: 1st March 2024

The best saving app

Great interest rates, user-friendly app. Really helped with my saving goals. Reviewed on: 1st March 2024

User friendly app, and good savings rate.

User friendly app, and good savings rate. I love the pots Reviewed on: 1st March 2024

Very happy with how clear and easy it is do everythi...

Very happy with how clear and easy it is do everything within the app. And their interest rates are always in line and up to date Reviewed on: 1st March 2024

Highly recommended very good experience with zopa

Highly recommended very good experience with zopa Reviewed on: 1st March 2024

Excellent for a smart saver experience.

Excellent for a smart saver experience. I recommended this to my parter who also now has a smart saver account Reviewed on: 1st March 2024

Excellent easy to use and decent interest rated

Excellent easy to use and decent interest rated Reviewed on: 1st March 2024

Very easy to use.

Very easy to use. Really like how easy it is to move money in and out . Also like the pots and I can decide which savings rate I like Reviewed on: 1st March 2024

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