Smart Money People Logo

Zopa: Smart Saver reviews

4.94
Based on 7,494 reviews, last reviewed 26th Feb 2026
30500% increase in 5 star reviews
in the past 90 days
100% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
95%
See only 4 star reviews
5%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

You can't beat Zopa, great saving accounts You can't beat Zopa, great saving accounts Reviewed on: 26th February 2026
Sandra W's avatar
Sandra W

Latest lowest rating:

1

Very poor customer service. The financial product is as good as any other financial provider, however, their customer service is appalling. You get cut off or passed from person ... Read more Reviewed on: 17th November 2025
Bernadette Fitzmaurice's avatar
Bernadette Fitzmaurice

About this product

Zopa Bank have an instant access savings account called Smart Saver.

Smart Saver can be opened with just £1 and you can split your savings into personalised pots using the Zopa Bank app. You can save up to £250,000 across Smart Savings Hub pots.

Zopa Bank Smart Saver account reviews help you find out what it’s like to be a customer. If you’ve used Zopa Bank before, you can also leave a review and share your experience.

Zopa Smart Saver reviews (7494)

Review of the Zopa, Smart Saver:

Flexible, high interest, easy to use banking app

5
Perfect for all your savings goals Reviewed on: 6th April 2023

very helpful with costumer care easy excess

5
very helpful with costumer care easy excess Reviewed on: 15th January 2026

Good solid bank.

5
Good solid bank. Reliable and always available Reviewed on: 15th January 2026

Zopa. Has been there with me for a few years .

5
Zopa has been there with me for a few years . always polite and helpful. Reviewed on: 15th January 2026

Outshined other banks

5
I decided to open a Zopa account after dealing with my father’s affairs when he died. Having to deal with multiple financial institutions made me realise the ease and efficiency of Zopa compared to other banks and building societies. I opened my account which was very straightforward and it’s such a clear and easy app to use. I like that it links to my main bank account. It feels secure. Reviewed on: 15th January 2026

Very easy, friendly and always offers good rate of i...

5
Very easy, friendly and always offers good rate of interest. Reviewed on: 15th January 2026

Great customer service!

5
Very pleased with zopa has had a positive effect on my credit score.And I like the savings and other things they offer Reviewed on: 15th January 2026

Great experience App works very well simple to insta...

5
Great experience App works very well simple to install and start saving thank you all at Zopa Reviewed on: 15th January 2026

Favourite bank.

5
Compared to my high street bank Zopa excels in providing good service, easy online navigation of website and excellent interest rates on savings Reviewed on: 15th January 2026

Banking made easy.

5
Banking made easy. No hassle, no long cues just simple banking. Reviewed on: 15th January 2026

Good service and communication no issues with this c...

5
Good service and communication no issues with this company Reviewed on: 15th January 2026

Do you have a different Zopa product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Want to see more from Zopa?

  • Cash ISA

    from Zopa 4.95 from 1454 reviews
    Zopa
  • Current account

    from Zopa 4.94 from 5779 reviews
    Zopa
  • Personal loan

    from Zopa 4.94 from 67287 reviews
    Zopa
    View all products