Write a review

Go to business site

Zopa: Smart Saver reviews

Name: Smart Saver
Rating: 4.94 (8046 reviews)

View other Zopa products

4.94

Based on 8,046 reviews, last reviewed 21st Mar 2026

81700% increase in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Great product great app easy to use Great product great app easy to use Reviewed on: 21st March 2026

Latest lowest rating:

1

Very poor customer service. The financial product is as good as any other financial provider, however, their customer service is appalling. You get cut off or passed from person ... Read more Reviewed on: 17th November 2025

Read all reviews See your review

About this product

Zopa Bank have an instant access savings account called Smart Saver.

Smart Saver can be opened with just £1 and you can split your savings into personalised pots using the Zopa Bank app. You can save up to £250,000 across Smart Savings Hub pots.

Zopa Bank Smart Saver account reviews help you find out what it’s like to be a customer. If you’ve used Zopa Bank before, you can also leave a review and share your experience.

Zopa Smart Saver reviews (8046)

Review of the Zopa, Smart Saver:

Flexible, high interest, easy to use banking app

Perfect for all your savings goals Reviewed on: 6th April 2023

Good interest rates and easy to use app

Good interest rates and easy to use app Reviewed on: 1st March 2024

Love different saving pots

I love being able to have different pots for my saving, and being able to lock some away for a higher interest rate is really helpful when saving for something specific Reviewed on: 1st March 2024

The app is easy to use.

The app is easy to use. Customer service is excellent because you can speak to them if you really need to Reviewed on: 1st March 2024

Really easy to set up, very clear instructions.

Really easy to set up, very clear instructions. Explained difference between services well. Excellent saving rates. Reviewed on: 1st March 2024

The best in the market.

The app and customer service is really excellent and the rates are best of class. If you want to make your money work for you, Zopa is the one to choose. Reviewed on: 1st March 2024

Zopa every time

I’ve been with Zopa for several years now. As a non techi person I have managed to navigate the app with ease. Adding funds into savings pots and successfully transferring and withdrawing without any problems. Just great. Reviewed on: 1st March 2024

Excellent products and service.

Excellent products and service. Good communication Reviewed on: 1st March 2024

Zopa review there rates much more regularly compared...

Zopa review there rates much more regularly compared to other companies and give Competitive interest rates. Reviewed on: 1st March 2024

Super Zopa

Easy online management of your savings with excellent rates and customer service. Reviewed on: 1st March 2024

Incredibly easy to move money in or out of my accoun...

Incredibly easy to move money in or out of my accounts, and to switch between different levels of account. Also, if I set notice to move money out of a notice account, but then don’t need it, I can cancel the notice easily. Reviewed on: 1st March 2024

Do you have a different Zopa product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Savings
from Dudley Building Society 4.87 from 3734 reviews
Savings
from The Money Co-op 4.98 from 351 reviews
Online Saver Plus
from Triodos Bank 4.95 from 455 reviews

Want to see more from Zopa?

Cash ISA
from Zopa 4.95 from 1538 reviews
Current account
from Zopa 4.94 from 5946 reviews
Credit card
from Zopa 4.94 from 43496 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub