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Zopa: Smart Saver reviews

Name: Smart Saver
Rating: 4.94 (8044 reviews)

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4.94

Based on 8,044 reviews, last reviewed 16th Mar 2026

81500% increase in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Outstanding rewards (direct debit cashback! Outstanding rewards (direct debit cashback!) and one of the best savings rates, all wrapped up in one modern, clean, sleek (and cute!) app. Zopa is cl... Read more Reviewed on: 16th March 2026

Latest lowest rating:

1

Very poor customer service. The financial product is as good as any other financial provider, however, their customer service is appalling. You get cut off or passed from person ... Read more Reviewed on: 17th November 2025

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About this product

Zopa Bank have an instant access savings account called Smart Saver.

Smart Saver can be opened with just £1 and you can split your savings into personalised pots using the Zopa Bank app. You can save up to £250,000 across Smart Savings Hub pots.

Zopa Bank Smart Saver account reviews help you find out what it’s like to be a customer. If you’ve used Zopa Bank before, you can also leave a review and share your experience.

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Zopa Smart Saver reviews (8044)

Good interest rate for savers and very competitive

Good interest rate for savers and very competitive Reviewed on: 1st March 2024

Easy to use with good saving rayes

Easy to use with good saving rayes Reviewed on: 1st March 2024

Zopa provide a very simple and efficient savings fac...

Zopa provide a very simple and efficient savings facility. They started off with very competitive interest rates that were usually ahead of those provided by others with similar accounts. Unfortunately recently they have fallen behind some of the other providers but are still up there amongst the best. The isa facility is looking particularly attractive for the coming financial year and is a strong option. Reviewed on: 1st March 2024

Quick & easy app with good levels of interest rates...

Quick & easy app with good levels of interest rates that are consistent. Reviewed on: 1st March 2024

a good alrounder

easy to manage ,good choice of rates,good rates and customer service reliable when needed Reviewed on: 1st March 2024

Smart Savings Hub

I had been searching for a while to find a company to keep my money, yet at the same time, I knew it was accumulating money in the background. I was introduced to Zopa and I started saving straight away, as it was very easy to get started and assign my money into different saving hubs for different purposes. Reviewed on: 1st March 2024

Great App and communication.

Great App and communication. Never any issues getting what is required. Also, really good savings rates. Reviewed on: 1st March 2024

Smart savings app

Simple, easy to use app. Zopa have an app that gives a good rate of return and its easy to monitor your money, and makes it easy to move if required. Reviewed on: 1st March 2024

Good interest rates and easy to use app

Good interest rates and easy to use app Reviewed on: 1st March 2024

Love different saving pots

I love being able to have different pots for my saving, and being able to lock some away for a higher interest rate is really helpful when saving for something specific Reviewed on: 1st March 2024

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