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Zopa: Smart Saver reviews

Name: Smart Saver
Rating: 4.94 (8044 reviews)

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4.94

Based on 8,044 reviews, last reviewed 16th Mar 2026

81500% increase in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Outstanding rewards (direct debit cashback! Outstanding rewards (direct debit cashback!) and one of the best savings rates, all wrapped up in one modern, clean, sleek (and cute!) app. Zopa is cl... Read more Reviewed on: 16th March 2026

Latest lowest rating:

1

Very poor customer service. The financial product is as good as any other financial provider, however, their customer service is appalling. You get cut off or passed from person ... Read more Reviewed on: 17th November 2025

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About this product

Zopa Bank have an instant access savings account called Smart Saver.

Smart Saver can be opened with just £1 and you can split your savings into personalised pots using the Zopa Bank app. You can save up to £250,000 across Smart Savings Hub pots.

Zopa Bank Smart Saver account reviews help you find out what it’s like to be a customer. If you’ve used Zopa Bank before, you can also leave a review and share your experience.

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Zopa Smart Saver reviews (8044)

Zopa - simply excellence

Since opening my account, have found Zopa to be excellent - great service, products and the app is fuss-free and easy to use. Everything is straightforward and exactly as it should be. I would recommend them to all. Reviewed on: 1st March 2024

Great service for a loan, then when paid off the sav...

Great service for a loan, then when paid off the savings options are great, at great rates. Reviewed on: 1st March 2024

Easy to use app.

Easy to use app. Like the different saving pots. Good rates of interest. Reviewed on: 1st March 2024

Very speedy and rewarding way of saving.

Very speedy service when banking, both investing and taking money out, great interest rates in savings. All round ZOPA is a convenient and rewarding way of saving. . Reviewed on: 1st March 2024

It's all great, and really useful

It's all great, and really useful Reviewed on: 1st March 2024

Straightforward account with great interest.

Straightforward account with great interest. Reviewed on: 1st March 2024

Easy to do

Easy to set up, quick to move money. Brilliant Reviewed on: 1st March 2024

Excellent rates & user friendly app

Excellent rates & easy to use app makes saving money easier. Reviewed on: 1st March 2024

Absolutely superb.

Absolutely superb. I think other banks have big lessons to learn from zopa. Reviewed on: 1st March 2024

It is very easy to manage using the mobile telephone...

It is very easy to manage using the mobile telephone app Reviewed on: 1st March 2024

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