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Zopa: Smart Saver reviews

Name: Smart Saver
Rating: 4.94 (8044 reviews)

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4.94

Based on 8,044 reviews, last reviewed 16th Mar 2026

81500% increase in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Outstanding rewards (direct debit cashback! Outstanding rewards (direct debit cashback!) and one of the best savings rates, all wrapped up in one modern, clean, sleek (and cute!) app. Zopa is cl... Read more Reviewed on: 16th March 2026

Latest lowest rating:

1

Very poor customer service. The financial product is as good as any other financial provider, however, their customer service is appalling. You get cut off or passed from person ... Read more Reviewed on: 17th November 2025

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About this product

Zopa Bank have an instant access savings account called Smart Saver.

Smart Saver can be opened with just £1 and you can split your savings into personalised pots using the Zopa Bank app. You can save up to £250,000 across Smart Savings Hub pots.

Zopa Bank Smart Saver account reviews help you find out what it’s like to be a customer. If you’ve used Zopa Bank before, you can also leave a review and share your experience.

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Zopa Smart Saver reviews (8044)

Flexible & competitive, multi-level account.

I find Zopa's Smart Saver, to be an extremely flexible and competitive product. Easy to use, and with multiple levels of access pots within the account. Reviewed on: 1st March 2024

Simple easy to use App, great rates.

Simple easy to use App. Great savings interest rates. I particularly like the "pots" idea so you can set aside savings for specific purposes. Reviewed on: 1st March 2024

Is very good and easy transfer money

Is very good and easy transfer money Reviewed on: 1st March 2024

Excellent service

Easy to use and friendly service Reviewed on: 1st March 2024

Good account ,

Good account , Ability to have separate pots is very convenient Reviewed on: 1st March 2024

Zopa for uni

Amazing for uni students. Easy money management. Reviewed on: 1st March 2024

Super flexible saver

The app is easy to use, and I love that you can save in different pots at different rates. Reviewed on: 1st March 2024

brilliant app

No need for customer service, brilliant app, encourages saving and best I’ve used, good interest rates but not always best on the market Reviewed on: 1st March 2024

Easy to use application.

Easy to use application. I like the fact it is easy to pay in and to take out when required. Some Banks make it easy to save, but want you to jump through hoops to move it. Reviewed on: 1st March 2024

Zopa hands down top of the class

You can get watch your savings grow quite literally interest goes on regularly it’s so easy. You can instantly withdraw if you need ,the app is brilliant do it all from your phone What a fabulous company first class Reviewed on: 1st March 2024

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