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Zopa: Smart Saver reviews

Name: Smart Saver
Rating: 4.94 (8044 reviews)

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4.94

Based on 8,044 reviews, last reviewed 16th Mar 2026

81500% increase in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Outstanding rewards (direct debit cashback! Outstanding rewards (direct debit cashback!) and one of the best savings rates, all wrapped up in one modern, clean, sleek (and cute!) app. Zopa is cl... Read more Reviewed on: 16th March 2026

Latest lowest rating:

1

Very poor customer service. The financial product is as good as any other financial provider, however, their customer service is appalling. You get cut off or passed from person ... Read more Reviewed on: 17th November 2025

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About this product

Zopa Bank have an instant access savings account called Smart Saver.

Smart Saver can be opened with just £1 and you can split your savings into personalised pots using the Zopa Bank app. You can save up to £250,000 across Smart Savings Hub pots.

Zopa Bank Smart Saver account reviews help you find out what it’s like to be a customer. If you’ve used Zopa Bank before, you can also leave a review and share your experience.

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Zopa Smart Saver reviews (8044)

Brilliant Savings Bank

App is so easy to use and saving products offered give excellent rates. The products encourage you to save. Reviewed on: 1st March 2024

Unimaginably great service from this online provider

Opening a savings account was so easy as is topping it up. The app is superb. Reviewed on: 1st March 2024

Great company.

Great company. Easy to deal with. Good rates Reviewed on: 1st March 2024

Excellent web site.

Excellent web site. Easy to use. Competitive interest rates. Money transfers are very quick Reviewed on: 1st March 2024

Easy to set up, love the monthly interest rather tha...

Easy to set up, love the monthly interest rather than annual and great interest rate. Just a pity I can’t have two Zopa accounts - I have business funds that I’d invest. Reviewed on: 1st March 2024

website and app very user frie...

So easy to deal with, website and app very user friendly. Reviewed on: 1st March 2024

Good service and descent interest

Good service and descent interest Reviewed on: 1st March 2024

So easy to manage and keep up to date

So easy to manage and keep up to date Reviewed on: 1st March 2024

Excellent

It's quick and easy using the app for your savings. Easy ro understand and follow simple steps to save or how to take out your savings and the interest rate is good to save with zopa Reviewed on: 1st March 2024

Easy to set up.

Easy to set up. Easy to move money about. Reviewed on: 1st March 2024

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