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Zopa: Smart Saver reviews

Name: Smart Saver
Rating: 4.94 (8044 reviews)

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4.94

Based on 8,044 reviews, last reviewed 16th Mar 2026

81500% increase in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Outstanding rewards (direct debit cashback! Outstanding rewards (direct debit cashback!) and one of the best savings rates, all wrapped up in one modern, clean, sleek (and cute!) app. Zopa is cl... Read more Reviewed on: 16th March 2026

Latest lowest rating:

1

Very poor customer service. The financial product is as good as any other financial provider, however, their customer service is appalling. You get cut off or passed from person ... Read more Reviewed on: 17th November 2025

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About this product

Zopa Bank have an instant access savings account called Smart Saver.

Smart Saver can be opened with just £1 and you can split your savings into personalised pots using the Zopa Bank app. You can save up to £250,000 across Smart Savings Hub pots.

Zopa Bank Smart Saver account reviews help you find out what it’s like to be a customer. If you’ve used Zopa Bank before, you can also leave a review and share your experience.

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Zopa Smart Saver reviews (8044)

Used them for a loan and they were hassle free and v...

Used them for a loan and they were hassle free and value for money and now using them for saving with phone app which is fantastic Reviewed on: 1st March 2024

Smart Saver is Good!

Really enjoying the smart saver, gives me the ability to lock away savings for a specific reason while still being able to add to the total. Would recommend. Reviewed on: 1st March 2024

Saving Pots a really helpfful idea

Saving Pots a really helpfful idea Reviewed on: 1st March 2024

Received interest on your savings each month and can...

Received interest on your savings each month and can withdraw every month Reviewed on: 1st March 2024

Simple easy straightforward , easy to use and good s...

Simple easy straightforward , easy to use and good savings Reviewed on: 1st March 2024

User friendly app with good features.

User friendly app with good features. Reviewed on: 1st March 2024

It’s easy to use and to transfer money into it quickly.

It’s easy to use and to transfer money into it quickly. I like I can make lots of different pots for different funds such as holiday, savings, etc. Reviewed on: 29th February 2024

So easy to use the app to transfer money

So easy to use the app to transfer money between the 30, 95 day and instant access account options, and of course to transfer money in and out of the accounts. Reviewed on: 29th February 2024

Easy to use Web facilities, great service and excell...

Easy to use Web facilities, great service and excellent rates Reviewed on: 29th February 2024

Easy and does what it says on the tin

Easy and does what it says on the tin Reviewed on: 29th February 2024

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