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Zopa: Smart Saver reviews

Name: Smart Saver
Rating: 4.94 (8044 reviews)

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4.94

Based on 8,044 reviews, last reviewed 16th Mar 2026

81500% increase in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Outstanding rewards (direct debit cashback! Outstanding rewards (direct debit cashback!) and one of the best savings rates, all wrapped up in one modern, clean, sleek (and cute!) app. Zopa is cl... Read more Reviewed on: 16th March 2026

Latest lowest rating:

1

Very poor customer service. The financial product is as good as any other financial provider, however, their customer service is appalling. You get cut off or passed from person ... Read more Reviewed on: 17th November 2025

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About this product

Zopa Bank have an instant access savings account called Smart Saver.

Smart Saver can be opened with just £1 and you can split your savings into personalised pots using the Zopa Bank app. You can save up to £250,000 across Smart Savings Hub pots.

Zopa Bank Smart Saver account reviews help you find out what it’s like to be a customer. If you’ve used Zopa Bank before, you can also leave a review and share your experience.

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Zopa Smart Saver reviews (8044)

Easy to access and watch my money grow

Easy to access and watch my money grow Reviewed on: 29th February 2024

Brilliant way to save.

Brilliant way to save. The app is very user friendly and extremely easy to send money over and save. Reviewed on: 29th February 2024

Savings rates

Great interest rate and the app is easy to use. Reviewed on: 29th February 2024

Top rates in a flexible package

Clear and easy to understand with flexible, top rates for savers. Reviewed on: 29th February 2024

Simple to save. Easy to manage.

Simple to save. Flexible on access and fixed term. Easy to manage. Reviewed on: 29th February 2024

The zopa account was simple to setup and maintain us...

The zopa account was simple to setup and maintain using the fully functional zopa app. Competitive rates and it's easy to top up your account too. Reviewed on: 29th February 2024

the zopa is quick and smart by all the things

the zopa is quick and smart by all the things Reviewed on: 29th February 2024

Good flexible savings account, interest rate could b...

Good flexible savings account, interest rate could be slightly better Reviewed on: 29th February 2024

Simple and easy to use.

Simple and easy to use. Never had a problem Reviewed on: 29th February 2024

Great Savings Platform

Highly competitive interest savings rates and intuitive easy to use app. Coupled with excellent customer service it’s a great package. Reviewed on: 29th February 2024

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