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Zopa: Smart Saver reviews

Name: Smart Saver
Rating: 4.94 (8044 reviews)

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4.94

Based on 8,044 reviews, last reviewed 16th Mar 2026

81500% increase in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Outstanding rewards (direct debit cashback! Outstanding rewards (direct debit cashback!) and one of the best savings rates, all wrapped up in one modern, clean, sleek (and cute!) app. Zopa is cl... Read more Reviewed on: 16th March 2026

Latest lowest rating:

1

Very poor customer service. The financial product is as good as any other financial provider, however, their customer service is appalling. You get cut off or passed from person ... Read more Reviewed on: 17th November 2025

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About this product

Zopa Bank have an instant access savings account called Smart Saver.

Smart Saver can be opened with just £1 and you can split your savings into personalised pots using the Zopa Bank app. You can save up to £250,000 across Smart Savings Hub pots.

Zopa Bank Smart Saver account reviews help you find out what it’s like to be a customer. If you’ve used Zopa Bank before, you can also leave a review and share your experience.

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Zopa Smart Saver reviews (8044)

Great Savings Option .

Easy to deposit & withdraw money and good rates of interest. Reviewed on: 29th February 2024

Easy app, quick and easy to check my savings.

Easy app, quick and easy to check my savings. Feels secure as transfers out here to be to my own account Reviewed on: 29th February 2024

I have never had any issues with Zopa.

I have never had any issues with Zopa. Their app is simple and appealing and makes it fun and interesting when saving money. The information they provide regarding their products and interests rates is very clear and easy to understand. Reviewed on: 29th February 2024

Good app and competitive interest rate

Zopa's app is intuitive and easy to use with good features and an engaging style. The interest rate paid is good - although no longer quite the best available. Reviewed on: 29th February 2024

Using Zopa is a piece of cake

Very easy to setup. No drama. Easy to deposit and withdraw funds - and INSTANT! Reviewed on: 29th February 2024

5 star service

5 star service as allways and very helpful I would highly recommend Zopa Reviewed on: 29th February 2024

Excellent product, with great rates.

Excellent product, great rates and extremely easy app to negotiate. Reviewed on: 29th February 2024

Happy customer

No issues with opening of any service since Reviewed on: 29th February 2024

Great savings account

Zopa is a very user friendly app. It offers good interest rates and I like the option of instant access or saving pots that are boosted, meaning that you have to give notice to access them. Reviewed on: 29th February 2024

Simple app that works very well.

Very good app. Interest rates usually very competitive Reviewed on: 29th February 2024

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