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Zopa: Smart Saver reviews

Name: Smart Saver
Rating: 4.94 (8044 reviews)

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4.94

Based on 8,044 reviews, last reviewed 16th Mar 2026

81500% increase in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Outstanding rewards (direct debit cashback! Outstanding rewards (direct debit cashback!) and one of the best savings rates, all wrapped up in one modern, clean, sleek (and cute!) app. Zopa is cl... Read more Reviewed on: 16th March 2026

Latest lowest rating:

1

Very poor customer service. The financial product is as good as any other financial provider, however, their customer service is appalling. You get cut off or passed from person ... Read more Reviewed on: 17th November 2025

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About this product

Zopa Bank have an instant access savings account called Smart Saver.

Smart Saver can be opened with just £1 and you can split your savings into personalised pots using the Zopa Bank app. You can save up to £250,000 across Smart Savings Hub pots.

Zopa Bank Smart Saver account reviews help you find out what it’s like to be a customer. If you’ve used Zopa Bank before, you can also leave a review and share your experience.

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Zopa Smart Saver reviews (8044)

Excellent returns for savings.

Excellent returns for savings. Easy to navigate online. After rubbish interest rates it’s so good to find much better ones with Zopa!! Reviewed on: 29th February 2024

Easy to use.

Easy to use. LOVE the different savings pots that I can use to manage my money really effectively. Fab interest rates and flexibility on how long to lock money in for, or instant access choices. It makes managing finances so easy. Reviewed on: 29th February 2024

Easy to save

Easy to set up accounts and manage via the app Reviewed on: 29th February 2024

I don't really have anything to say

I don't really have anything to say Reviewed on: 29th February 2024

Easy to set up and use great rates

Easy accounts to set up and use, always relatively high interest rates when compared to other providers. I have never had to use customer services as everything has worked as expected so had to rate as neutral. I have recommended to plenty of friends and family. Reviewed on: 29th February 2024

Brilliant!

Really easy to use! Love that I can have different savings pots, and even put sone of them as notice pots to get that little bit of extra interest. Really helps to organise my savings. Reviewed on: 29th February 2024

Excellent rates and a very flexible product

Excellent rates and a very flexible product Reviewed on: 29th February 2024

Easy to use and great rates

Very easy, all online so can set up at any time. Once in place it’s very easy to move between different notice pots to earn more interest or have more money to hand Reviewed on: 29th February 2024

Zopa is the best!

Zopa is the best! Great interest rates, easy to use secure app, friendly helpful customer service. Totally recommend Zopa. Reviewed on: 29th February 2024

Simple and excellent Interest rates.

Simple and excellent Interest rates. Reviewed on: 29th February 2024

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