Write a review

Go to business site

Zopa: Smart Saver reviews

Name: Smart Saver
Rating: 4.94 (8046 reviews)

View other Zopa products

4.94

Based on 8,046 reviews, last reviewed 21st Mar 2026

81700% increase in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Great product great app easy to use Great product great app easy to use Reviewed on: 21st March 2026

Latest lowest rating:

1

Very poor customer service. The financial product is as good as any other financial provider, however, their customer service is appalling. You get cut off or passed from person ... Read more Reviewed on: 17th November 2025

Read all reviews See your review

About this product

Zopa Bank have an instant access savings account called Smart Saver.

Smart Saver can be opened with just £1 and you can split your savings into personalised pots using the Zopa Bank app. You can save up to £250,000 across Smart Savings Hub pots.

Zopa Bank Smart Saver account reviews help you find out what it’s like to be a customer. If you’ve used Zopa Bank before, you can also leave a review and share your experience.

Zopa Smart Saver reviews (8046)

Review of the Zopa, Smart Saver:

Flexible, high interest, easy to use banking app

Perfect for all your savings goals Reviewed on: 6th April 2023

Excellent

Easy to set up account and Zopa inform you when your bank transfer has been received Reviewed on: 29th February 2024

Excellent service and ease of use by their App.

Excellent service and ease of use by their App. Reviewed on: 29th February 2024

Easy to use app and good customer service.

Easy - really easy - to use app and good customer service, especially keeping me in touch with any updates/changes. Good rates too. Good to be easily in control of different investment options. Easy and fast to move money Reviewed on: 29th February 2024

I have a Smart Saver account.

I have a Smart Saver account. It was easy to open, easy to populate, the interest us good and I foresee no difficulties in the future. Reviewed on: 29th February 2024

Prompt attention to all procedures

Prompt attention to all procedures Reviewed on: 29th February 2024

Great app, easy access

The app is simple and easy to use. Can set up multiple different savings rate with different withdrawal times from 7days to 90 days or instant access. Reviewed on: 29th February 2024

Outstanding Financial Services Provider

I have a personal loan with ZOPA and several saving accounts. ZOPA is always the first to pass on the increase in savings interest against its high street competitors. Highly recommended, honest and focused on the customer. I have recommended ZOPA to family & friends based on my experience. Reviewed on: 29th February 2024

Very easy App to use. Great interest rates.

Very easy App to use. Also good rated of interest. Reviewed on: 29th February 2024

Zopa makes saving easy, the app is simple to use and...

Zopa makes saving easy, the app is simple to use and I can create multiple pots to save for different goals, in addition if it’s a long term goal I can move it to a higher interest saving pot. Reviewed on: 29th February 2024

Best savings bank I've used!

Quick, easy and efficient. When you've used this process once (which was new to me) it is so easy and stress free. Reviewed on: 29th February 2024

Do you have a different Zopa product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

eSavings
from Lloyds Bank 4.20 from 27 reviews
Savings accounts
from Advance Credit Union 0.00 from 0 reviews
Fixed Term Savings
from Metro Bank 4.64 from 223 reviews

Want to see more from Zopa?

Cash ISA
from Zopa 4.95 from 1538 reviews
Current account
from Zopa 4.94 from 5946 reviews
Credit card
from Zopa 4.94 from 43497 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub