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Zopa: Smart Saver reviews

Name: Smart Saver
Rating: 4.94 (8045 reviews)

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4.94

Based on 8,045 reviews, last reviewed 20th Mar 2026

81600% increase in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Excellent interest on savings Zoos offer excellent rates on their savings accounts and the process for opening accounts is very easy. Reviewed on: 20th March 2026

Latest lowest rating:

1

Very poor customer service. The financial product is as good as any other financial provider, however, their customer service is appalling. You get cut off or passed from person ... Read more Reviewed on: 17th November 2025

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About this product

Zopa Bank have an instant access savings account called Smart Saver.

Smart Saver can be opened with just £1 and you can split your savings into personalised pots using the Zopa Bank app. You can save up to £250,000 across Smart Savings Hub pots.

Zopa Bank Smart Saver account reviews help you find out what it’s like to be a customer. If you’ve used Zopa Bank before, you can also leave a review and share your experience.

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Zopa Smart Saver reviews (8045)

My whole experience with zopa has been a pleasure

My whole experience with zopa has been a pleasure, creating and managing my account is so easy. As a software engineer I rate the app highly, it has everything I need and I'd clear and simple to use. Being app only meets my saving needs perfectly. Zopa offers competitive rates and great products Reviewed on: 29th February 2024

Great quality company.

Great quality company, excellent saving rates,and brillant credit card, I would definitely recommend to anyone, also great loan rate. Reviewed on: 29th February 2024

Great way to save- excellent interest rates

Great way to save- excellent interest rates Reviewed on: 29th February 2024

Competitive & Attractive rates. @ Zopa

Competitive rates.. Attractive website with one touch access. Very good website connection ... With easy straightforward view of total saving picture! Reviewed on: 29th February 2024

Easy to use app.

Easy to use app. Good rates for savings and easy to add new products Reviewed on: 29th February 2024

Happy customer

Very pleased with smart saver site pays interest but also allows me to withdraw money at any time without penalising my money Reviewed on: 29th February 2024

Absolutely love banking with them.

Absolutely love banking with them. great app, easy to use. Love looking at my interest going in every month. Reviewed on: 29th February 2024

Really easy to use and gives me all the information...

Really easy to use and gives me all the information I need as well as providing great rates for the savings account Reviewed on: 29th February 2024

A super easy to use online savings app!

A super easy to use online savings app! Reviewed on: 29th February 2024

Excellent

Easy to set up account and Zopa inform you when your bank transfer has been received Reviewed on: 29th February 2024

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