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Zopa: Smart Saver reviews

Name: Smart Saver
Rating: 4.82 (8146 reviews)

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4.82

Based on 8,146 reviews, last reviewed 7th May 2026

96% increase in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Easy, does what is says on the tin and it is possibl... Easy, does what is says on the tin and it is possible to speak to someone if needed. Reviewed on: 7th May 2026

Latest lowest rating:

1

Very poor customer service. The financial product is as good as any other financial provider, however, their customer service is appalling. You get cut off or passed from person ... Read more Reviewed on: 17th November 2025

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About this product

Zopa Bank have an instant access savings account called Smart Saver.

Smart Saver can be opened with just £1 and you can split your savings into personalised pots using the Zopa Bank app. You can save up to £250,000 across Smart Savings Hub pots.

Zopa Bank Smart Saver account reviews help you find out what it’s like to be a customer. If you’ve used Zopa Bank before, you can also leave a review and share your experience.

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Zopa Smart Saver reviews (8146)

Easy to use application.

Easy to use application. I like the fact it is easy to pay in and to take out when required. Some Banks make it easy to save, but want you to jump through hoops to move it. Reviewed on: 1st March 2024

Zopa hands down top of the class

You can get watch your savings grow quite literally interest goes on regularly it’s so easy. You can instantly withdraw if you need ,the app is brilliant do it all from your phone What a fabulous company first class Reviewed on: 1st March 2024

Zopa - simply excellence

Since opening my account, have found Zopa to be excellent - great service, products and the app is fuss-free and easy to use. Everything is straightforward and exactly as it should be. I would recommend them to all. Reviewed on: 1st March 2024

Great service for a loan, then when paid off the sav...

Great service for a loan, then when paid off the savings options are great, at great rates. Reviewed on: 1st March 2024

Easy to use app.

Easy to use app. Like the different saving pots. Good rates of interest. Reviewed on: 1st March 2024

Very speedy and rewarding way of saving.

Very speedy service when banking, both investing and taking money out, great interest rates in savings. All round ZOPA is a convenient and rewarding way of saving. . Reviewed on: 1st March 2024

It's all great, and really useful

It's all great, and really useful Reviewed on: 1st March 2024

Straightforward account with great interest.

Straightforward account with great interest. Reviewed on: 1st March 2024

Easy to do

Easy to set up, quick to move money. Brilliant Reviewed on: 1st March 2024

Excellent rates & user friendly app

Excellent rates & easy to use app makes saving money easier. Reviewed on: 1st March 2024

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