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Zopa: Smart Saver reviews

4.94
Based on 8,045 reviews, last reviewed 20th Mar 2026
81600% increase in 5 star reviews
in the past 90 days
100% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
95%
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5%
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0%
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0%
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Latest highest rating:

5

Excellent interest on savings Zoos offer excellent rates on their savings accounts and the process for opening accounts is very easy. Reviewed on: 20th March 2026
Laura M's avatar
Laura M

Latest lowest rating:

1

Very poor customer service. The financial product is as good as any other financial provider, however, their customer service is appalling. You get cut off or passed from person ... Read more Reviewed on: 17th November 2025
Bernadette Fitzmaurice's avatar
Bernadette Fitzmaurice

About this product

Zopa Bank have an instant access savings account called Smart Saver.

Smart Saver can be opened with just £1 and you can split your savings into personalised pots using the Zopa Bank app. You can save up to £250,000 across Smart Savings Hub pots.

Zopa Bank Smart Saver account reviews help you find out what it’s like to be a customer. If you’ve used Zopa Bank before, you can also leave a review and share your experience.

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Zopa Smart Saver reviews (8045)

Find the savings accounts straight forward to use an...

5
Find the savings accounts straight forward to use and I like the savings pots. Good interest aswell Reviewed on: 29th February 2024

Easy and simple way to save

5
Easy to use website, simple to carry out transactions and good interest rate. Reviewed on: 29th February 2024

Really easy to set up and use, great returns too.

5
Really easy to set up. Great rate for easy access. Easy app to use and updates helpful. I’ve convinced two other family members to open an account too, it’s that good. Reviewed on: 29th February 2024

Fab rates and great customer services

5
Fab rates and great customer services, would definitely recommend. Reviewed on: 29th February 2024

easy to manage your savings.

5
It's so easy to manage your savings and with good rates! Reviewed on: 29th February 2024

Plain sailing savings plan.

5
Plain sailing savings plan. Good app. Safe money Reviewed on: 29th February 2024

Simple and effective platform

5
Simple and effective platform easy to use and prompt return of funds Reviewed on: 29th February 2024

Ease of use

5
App is really easy to use. Great range of savings products. Reviewed on: 29th February 2024

Good saving.

5
Good saving. Efficient and easy service. A different range of products that are easily available.overall I do like it. Reviewed on: 29th February 2024

Easy to use online savings

5
I have never had a problem with Zopa, they pay fair interest rates, easy to access my money. Reviewed on: 29th February 2024

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