Write a review

Go to business site

Zopa: Smart Saver reviews

Name: Smart Saver
Rating: 4.94 (8045 reviews)

View other Zopa products

4.94

Based on 8,045 reviews, last reviewed 20th Mar 2026

81600% increase in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Excellent interest on savings Zoos offer excellent rates on their savings accounts and the process for opening accounts is very easy. Reviewed on: 20th March 2026

Latest lowest rating:

1

Very poor customer service. The financial product is as good as any other financial provider, however, their customer service is appalling. You get cut off or passed from person ... Read more Reviewed on: 17th November 2025

Read all reviews Write a review

About this product

Zopa Bank have an instant access savings account called Smart Saver.

Smart Saver can be opened with just £1 and you can split your savings into personalised pots using the Zopa Bank app. You can save up to £250,000 across Smart Savings Hub pots.

Zopa Bank Smart Saver account reviews help you find out what it’s like to be a customer. If you’ve used Zopa Bank before, you can also leave a review and share your experience.

Review Zopa: Smart Saver now

Help others make smarter decisions by sharing your own experience.

Write a review

Zopa Smart Saver reviews (8045)

Very efficient to deal with.

Very efficient to deal with. Money directed to the correct account very quickly Reviewed on: 29th February 2024

In a cost of living age, and a Pensioner, it doesn't...

In a cost of living age, and a Pensioner, it doesn't,t matter how little I try to put in the pot each week, it slowly builds for a rainy day! Reviewed on: 29th February 2024

Easy to use

I find using the app so easy that it encourages saving Reviewed on: 29th February 2024

Tidy up little bits of money and make them big money.

App is always working, and simple to use. Great way to tidy up little bits of money and make them work. Reviewed on: 29th February 2024

Flexible and good competitive offers my only critici...

Flexible and good competitive offers my only criticism is that you cannot remove a smart saver product from your overall account even if you have no money in it. Reviewed on: 29th February 2024

So easy to use and save,

So easy to use and save, clear to see everything you need to know Reviewed on: 29th February 2024

I have a savings account with Zopa and find them to...

I have a savings account with Zopa and find them to be excellent. The rates I was getting with NatWest were appalling and I do not regret switching. I particularly enjoy the different rates for each of their fixed notice “buckets”. Reviewed on: 29th February 2024

Easy to use app and useful pots for allocating savings.

The app is really easy to use, and the pots which allow you to allocate savings for different purposes are really useful. You can also benefit from higher interest rates if you lock your money away for 7, 31 or 95 days. Reviewed on: 29th February 2024

Really easy to use, really good interest rates.

Really easy to use, really good interest rates. Can withdraw on the app instantly and in general app very user friendly. Really like the boosted pots function and being able to lock some money away at better rates while keeping the rest of your money immediately accessible. Reviewed on: 29th February 2024

Easy to open and use account via app.

Easy to open and use account via app. At one time a top performer for interest, but has slipped down the tables over the latter part of 2023. Reviewed on: 29th February 2024

Do you have a different Zopa product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Savings
from M for Money Credit Union 4.76 from 38 reviews
Regular Savings
from Triodos Bank 4.91 from 209 reviews
Savings
from East Kilbride Credit Union 4.96 from 635 reviews

Want to see more from Zopa?

Cash ISA
from Zopa 4.95 from 1538 reviews
Current account
from Zopa 4.94 from 5946 reviews
Credit card
from Zopa 4.94 from 43495 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub